1014 White Oak Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 1014 White Oak Rd, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,537 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$1,400 (Dec 2013)
Tax Bill$3,802 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-28-13F-080

Property Details

APN / Parcel Number

Primary APN28-28-13F-080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,521 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
View / LotCul-de-sac
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck AreaDeck Area
Patio Area320 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1014 WHITE OAK RD
CityCINCINNATI
StateOH
Zip45245-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEDDINS MILITARY SURVEY NO 1366
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1001
Census Tract41505

Owner

1014 White Oak Rd is owned and occupied by an individual who bought it in December 2013.

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1014 WHITE OAK RD, CINCINNATI, OH 45245-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2013 · Amount on File
Deed SaleDec 20, 2013 · Amount on File
Prior SaleNov 27, 2013 · Amount on File
Deed Document Number201335886
Deed Book / Page2495 / 2016
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1014 WHITE OAK RD, CINCINNATI, OH 45245-3025
Transaction TypeMortgage
Record UpdatedJul 14, 2023
Title CompanyMATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012873
DateApr 22, 2021
Book Page2877/4840
Instrument202100012873
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1014 White Oak Rd was $3,802 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,802.00$70,710 Land $15,370 Building $55,340
2024$202,000 (-) Land $43,900 Building $158,100
2023$6,831.00 (+134.34%) Homeowner's exemption$70,710 (+42.68%) Land $15,370 Building $55,340$202,000 Land $43,900 Building $158,100
2022$2,915.00 Homeowner's exemption$49,560 Land $10,780 Building $38,780
2020$141,600 Land $30,800 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 White Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 White Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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