1014 W State St, Geneva, IL 60134 Property Records

Kane County property record for 1014 W State St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,497 sqft · built 1923
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Apr 2015)
Tax Bill$14,174 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Nov 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-03-307-002

Property Details

APN / Parcel Number

Primary APN12-03-307-002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,497 sqft Living Area
Gross Area3,765 sqft
Basement Area1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleColonial
Lot Area11,250 sqft (0.258 acres)
View / LotHighway
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1014 W STATE ST
CityGENEVA
StateIL
Zip60134-2056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD ADD. LOT 7 & E1/2 LOT 8 BLOCK 1
Legal SubdivisionHOMEWOOD
Legal Block2
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2020
Census Tract852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 W STATE ST, GENEVA, IL 60134-2056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 2, 2022Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 20, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jul 2, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2015 · Amount on Record
Deed SaleApr 9, 2015 · Amount on Record
Prior SaleOct 21, 2014 · Amount on Record
Deed Document Number201517647
Last Transfer DateSep 30, 2022
Transfer Doc0000053304
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1014 W STATE ST, GENEVA, IL 60134-2056
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003546
DateJan 27, 2026
Instrument2026K003546
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 2, 2022
Property Address1014 W STATE ST, GENEVA, IL 60134-2056
Document Number0000053304
Instrument DateSep 30, 2022
Instrument2022K053304
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 W STATE ST, GENEVA, IL 60134-2056

Mortgage

Document Number0000053305
DateNov 2, 2022
Instrument2022K053305
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueOct 1, 2042

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1014 W STATE ST, GENEVA, IL 60134-2056
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006021
DateJan 25, 2021
Instrument2021K006021
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1014 W STATE ST, GENEVA, IL 60134-2056
Document Number0000015318
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1014 W STATE ST GENEVA IL 601342056, GENEVA, IL 60134-2056

Mortgage

Document Number0000015318
DateMar 26, 2020
Instrument15318
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term204 Months
DueMar 25, 2037

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1014 W STATE ST, GENEVA, IL 60134-2056
Document Number0000028885
Instrument DateJul 2, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1014 W STATE ST GENEVA IL 601342056, GENEVA, IL 60134-2056

Mortgage

Document Number0000028885
DateJul 8, 2019
Instrument28885
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 7, 2039

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,174.00 (+3.35%) Homeowner's exemption$204,249 (+8.5%) Land $38,529 Building $165,720$612,992 (+8.5%) Land $115,633 Building $497,359
2024$13,715.00 (+7.35%)$188,248 (+18.38%) Land $35,511 Building $152,737$564,970 (+18.43%) Land $106,576 Building $458,394
2022$12,776.00 (+2.98%) Homeowner's exemption$159,018 (+3.86%) Land $29,997 Building $129,021$477,054 (+3.86%) Land $89,991 Building $387,063
2021$12,406.00 Homeowner's exemption$153,108 Land $28,882 Building $124,226$459,324 Land $86,646 Building $372,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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