1014 W 4th St, Lorain, OH 44052 Property Records

Lorain County property record for 1014 W 4th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,724 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Oct 2022)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-108-016`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-108-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	862 sqft
Basement Area	862 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	157 ft deep x 27 ft wide
Porch	Enclosed Frame Porch
Porch Area	36 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	1014 W 4TH ST
City	LORAIN
State	OH
Zip	44052-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O P C 37 X 157
Legal Subdivision	CHARLESTON
Legal Tract	01
Legal Block	108
Legal Lot Number	139
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1018
Census Tract	22400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway Historic District listed 2022 · 103 contributing resources · NRIS 100007496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1014 W 4th St is owned by a company that acquired it in July 2023.

Source: Lorain County records, as of September 24, 2025

Owner of Record	Company Name on File
Mailing Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Oct 31, 2022	Warranty Deed, Transfer · Commercial Mortgage PREMIER LENDING SOLUTIONS LLC
Sep 29, 2021	Deed of Trust, Mortgage NINA HOROWITZ
Sep 24, 2021	Warranty Deed, Transfer GOLDEN EAGLE TITLE
Jul 7, 2020	Warranty Deed, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL
May 14, 2019	Warranty Deed, Transfer EMERALD GLEN TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	2022896934
Last Transfer Date	Jul 18, 2023
Transfer Doc	0000922817
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jul 19, 2023
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Document Number	0000922817
Map Reference	VOL J PG 446
Instrument Date	Jul 18, 2023
Instrument	2023-0922817
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 W 4TH ST, LORAIN, OH 44052-1406

Mortgage

Document Number	0000922818
Date	Jul 19, 2023
Instrument	2023-0922818

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 31, 2022
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Document Number	0000896934
Map Reference	VOL J PG 446
Instrument Date	Oct 28, 2022
Instrument	2022-0896934
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 W 4TH ST, LORAIN, OH 44052-1406

Mortgage

Document Number	0000896935
Date	Oct 31, 2022
Instrument	2022-0896935

Lender

Name	PREMIER LENDING SOLUTIONS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841597
Date	Sep 29, 2021
Instrument	2021-0841597

Lender

Name	NINA HOROWITZ
Type	Private Party
Address	184 CLINTON ST, BROOKLYN, NY 11201

Agreement

Amount	Amount on Record
Term	11 Months
Due	Aug 16, 2022

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2021
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Document Number	20210840834
Map Reference	VOL J PG 446
Instrument Date	Aug 13, 2021
Instrument	2021-0840834
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	GOLDEN EAGLE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 914, AMHERST, OH 44001-0914
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2020
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Document Number	0000768069
Instrument Date	Jul 1, 2020
Instrument	768069
Transaction Type	Construction Loan
Record Updated	Jul 20, 2020
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1604 TIMBERLANE ESTATE DR HARVEY LA 700585127, HARVEY, LA 70058-5127

Mortgage

Document Number	768070
Date	Jul 7, 2020
Instrument	768070

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	EASTLAKE, OH 44095

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2021

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 14, 2019
Property Address	1014 W 4TH ST, LORAIN, OH 44052-1406
Document Number	0000714551
Instrument Date	May 13, 2019
Instrument	714551
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1014 W 4TH ST LORAIN OH 440521406, LORAIN, OH 44052-1406

Tax Assessment & Valuation

The 2025 property tax bill for 1014 W 4th St was $1,216, down 4.9% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (-4.93%)	$30,280 (+%) Land $2,780 Building $27,500	$86,510 (-) Land $7,930 Building $78,580
2024	$1,279.00 (+21.81%)	$30,279 (+52.22%) Land $2,776 Building $27,503	$86,510 (+52.23%) Land $7,930 Building $78,580
2023	$1,050.00 (-3.93%)	$19,891 (+0.01%) Land $2,513 Building $17,378	$56,830 Land $7,180 Building $49,650
2022	$1,093.00	$19,890 Land $2,510 Building $17,380
2021			$56,830 Land $7,180 Building $49,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1014 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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