1014 Vessona Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1014 Vessona Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,185 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2006)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2680-004-0004`

Property Details

APN / Parcel Number

Primary APN	`072-2680-004-0004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,185 sqft Living Area
1st Floor Area	998 sqft
2nd Floor Area	187 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1014 VESSONA CIR
City	FOLSOM
State	CA
Zip	95630-8726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 1014 BLDG 1000 LOT 8 VESSONA CONDOMINIUM PER BK 20051121 PG 1342
Legal Subdivision	VESSONA CONDOMINIUM
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8507

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2030 CREST MAR CIR, EL DORADO HILLS, CA 95762-3725
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 16, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2006 · Amount on Record
Deed Sale	Apr 19, 2006 · Amount on Record
Deed Book / Page	20060419 / 1041
Last Transfer Date	Sep 1, 2016
Transfer Doc	0000000150
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1014 VESSONA CIR, FOLSOM, CA 95630-8726
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 VESSONA CIR, FOLSOM, CA 95630-8726

Mortgage

Document Number	0000000097
Date	Jul 21, 2025
Instrument	202507210097

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1014 VESSONA CIR, FOLSOM, CA 95630-8726
Document Number	1810161603
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2030 CREST MAR CIR EL DORADO HILLS CA 957623725, EL DORADO HILLS, CA 95762-3725

Mortgage

Document Number	1810161603
Date	Oct 16, 2018
Instrument	1810161603

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2018
Property Address	1014 VESSONA CIR, FOLSOM, CA 95630-8726
Document Number	1810161602
Instrument Date	Oct 14, 2018
Instrument	1810161602
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2030 CREST MAR CIR EL DORADO HILLS CA 957623725, EL DORADO HILLS, CA 95762-3725

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,221 (+2%) Land $76,655 Building $97,566
2025	$1,989.00 (+2%)	$170,805 (+4.04%) Land $75,152 Building $95,653
2024	$1,950.00 (+1.72%)
2023	$1,917.00 (+1.37%)	$164,175 Land $72,235 Building $91,940
2022	$1,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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