1014 Vernage Rd, Houston, TX 77047 Property Records

Harris County property record for 1014 Vernage Rd, Houston, TX 77047

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,297 sqft · built 2009
Lot Size0.116 acres (5,054 sqft)
OwnerIndividual Name on Record
Last Sale$151,600 (May 2017)
Tax Bill$4,462 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-502-003-0012

Property Details

APN / Parcel Number

Primary APN127-502-003-0012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,297 sqft Living Area
1st Floor Area917 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialFrame Concrete Block/Brick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,054 sqft (0.116 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1275020030012
Street Address1014 VERNAGE RD
CityHOUSTON
StateTX
Zip77047-3369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BLK 3 REGAL OAKS SEC 5
Legal SubdivisionREGAL OAKS SEC 5
Legal Block3
Legal Lot Number12
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2000
Census Tract330901

Owner

Source: Harris County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 VERNAGE RD, HOUSTON, TX 77047-3369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Sep 11, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 10, 2017Warranty Deed, Transfer · FHA Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleJan 5, 2010 · Amount on Record
Deed Document Number2017202765
Prior Transfer DateApr 28, 2017
Prior Transfer Doc0000202765
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1014 VERNAGE RD, HOUSTON, TX 77047-3369
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 VERNAGE RD, HOUSTON, TX 77047-3369

Mortgage

Document Number0000417678
DateAug 16, 2022
Instrument2022-417678
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1014 VERNAGE RD, HOUSTON, TX 77047-3369
Document Number0000483888
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 VERNAGE RD HOUSTON TX 770473369, HOUSTON, TX 77047-3369

Mortgage

Document Number0000483888
DateOct 9, 2020
Instrument483888
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueOct 8, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateMay 10, 2017
Property Address1014 VERNAGE RD, HOUSTON, TX 77047-3369
Document Number0000202765
Instrument DateApr 28, 2017
Instrument202765
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 VERNAGE RD HOUSTON TX 770473369, HOUSTON, TX 77047-3369

Mortgage

Document Number202766
DateMay 10, 2017
Instrument202766
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2047

Mortgage

Document Number202767,
DateMay 10, 2017
Instrument202767
Lender
NameMISCELLANEOUS GOVT AGCY
AddressHOUSTON, TX 77251-1562
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,314 (+4.67%) Land $51,352 Building $227,962$279,314 (+4.67%) Land $51,352 Building $227,962
2025$4,462.00 (+12.42%) Homeowner's exemption$266,846 (-13.83%) Land $51,352 Building $215,494$266,846 (-13.83%) Land $51,352 Building $215,494
2024$3,969.00 (+17.91%)
2023$309,685 Land $39,296 Building $270,389$309,685 Land $39,296 Building $270,389
2022$3,366.00 (-4.94%)
2020$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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