1014 True Patriot Dr, Laredo, TX 78045 Property Records

Webb County property record for 1014 True Patriot Dr, Laredo, TX 78045

Property Summary

Details	2,915 sqft · built 2025
Lot Size	0.186 acres (8,091 sqft)
Owner	2 Individual Names on File
Last Sale	$441,849 (Oct 2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-65001-450`

Property Details

APN / Parcel Number

Primary APN	`985-65001-450`
Alternative APN	`824149`

Interior

Stories	2 Stories
Building Area	2,915 sqft Gross Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,091 sqft (0.186 acres)
Garage Type	Attached
Garage Area	650 sqft
Porch	Open Porch

Location & Zoning

Street Address	1014 TRUE PATRIOT DR
City	LAREDO
State	TX
Zip	78045-0080
Property Category	Other
Property Type	Unknown
Legal Description	THE COVES AT WINFIELD PHASE 4B BLK 1 LOT 45
Legal Subdivision	THE COVES AT WINFIELD PHASE 4B
Legal Block	1
Legal Lot Number	45
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2003

Owner

1014 True Patriot Dr is owned by two individuals who bought it in October 2026.

Source: Webb County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 TRUE PATRIOT DR, LAREDO, TX 78045-0080
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jan 5, 2026	Vendor's Lien, Transfer MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2026 · Amount on File
Deed Sale	Oct 15, 2026 · Amount on File
Prior Sale	Jan 5, 2026
Deed Document Number	20261600687
Deed Book / Page	6124 / 602
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 15, 2026
Property Address	1014 TRUE PATRIOT DR, LAREDO, TX 78045-0080
Document Number	0001600687
Book / Page	6124 / 602
Instrument Date	Oct 12, 2026
Instrument	20261600687
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	DEL SOL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 TRUE PATRIOT DR, LAREDO, TX 78045-0080

Mortgage

Document Number	0001600688,
Date	Oct 15, 2026
Instrument	20261600688

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 5, 2026
Property Address	1014 TRUE PATRIOT DR, LAREDO, TX 78045
Document Number	005963/605
Book / Page	5963 / 605
Map Reference	VOL 43 PG 70-72
Instrument Date	Dec 31, 2025
Instrument	1576326
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jan 5, 2026

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$382,850 (+418.49%) Land $73,839 Building $309,011	$382,850 (+418.49%) Land $73,839 Building $309,011
2025	$73,839 Land $73,839	$73,839 Land $73,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1014 True Patriot Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 True Patriot Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Smartcom Telephone.

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