Jefferson County property record for 1014 Terrace Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1991 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,600 (Aug 2022) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03007003 |
| Primary APN | 193.006.03007003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,536 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 106 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1014 TERRACE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HOLLY HILLS ADD RESUB LOT B BLOCK 6 & PT VACATED ALLEY |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | HOLLY HILLS ADD |
| Legal Block | 6 |
| Legal Lot Number | B |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5035 |
| Census Tract | 700801 |
1014 Terrace Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1014 TERRACE DR, FESTUS, MO 63028-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on File |
| Deed Sale | Aug 29, 2022 · Amount on File |
| Prior Sale | Mar 1, 2013 · Amount on File |
| Deed Document Number | 202228709 |
| Prior Transfer Date | Dec 9, 2010 |
| Prior Transfer Doc | 2010R044344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 29, 2022 |
| Property Address | 1014 TERRACE DR, FESTUS, MO 63028-1732 |
| Document Number | 0000028709 |
| Map Reference | MB 112 PG 10 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022R-028709 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1913 CAIRO DR, 1913, FESTUS, MO 63028-3158 |
| Name | Verified Name |
|---|---|
| Address | 1014 TERRACE DR, FESTUS, MO 63028-1732 |
| Document Number | 0000028710 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022R-028710 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 1014 Terrace Dr was $1,449, up 7.6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,400 (-) Land $1,500 Building $24,900 | $138,900 (-) Land $8,100 Building $130,800 | |
| 2025 | $1,449.00 (+7.57%) | $26,400 Land $1,500 Building $24,900 | $138,900 (-) Land $8,100 Building $130,800 |
| 2024 | $1,347.00 (+0.52%) | $138,900 (+10.68%) Land $8,100 Building $130,800 | |
| 2023 | $1,340.00 | $23,800 Land $1,500 Building $22,300 | $125,500 Land $8,100 Building $117,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1014 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1014 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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