1014 Summit Dr, Webster City, IA 50595 Property Records

Hamilton County property record for 1014 Summit Dr, Webster City, IA 50595

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,556 sqft · built 1995
Lot Size	0.277 acres (12,060 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Mar 2026)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40882612132002`

Property Details

APN / Parcel Number

Primary APN	`40882612132002`
Alternative APN	`490581000520000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Basement Area	1,556 sqft
Finished Basement	1,000 sqft
Unfinished Basement	556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,060 sqft (0.277 acres)
Garage Type	Attached
Garage Area	1,007 sqft
Parking Spaces	4 Parking Spaces
Deck Area	406 sqft
Patio Area	527 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1014 SUMMIT DR
City	WEBSTER CITY
State	IA
Zip	50595-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE HILLS 4TH LT 52 EXC W 4 FT & W 25 FT LT 51
Legal Range	00W
Legal Township	00N
Legal Section	00
Legal Subdivision	TERRACE HILLS 4TH
Legal Lot Number	51,52
Jurisdiction	HAMILTON IA
Township / Civil Division	WEBSTER CITY
Census Block Group	1
Census Block	1023
Census Tract	960400

Owner

Source: Hamilton County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 SUMMIT DR, WEBSTER CITY, IA 50595-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	May 17, 2007
Deed Document Number	2026
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IA
Recording Date	Mar 26, 2026
Property Address	1014 SUMMIT DR, WEBSTER CITY, IA 50595-3027
Document Number	0002026736
Instrument Date	Mar 26, 2026
Instrument	2026 736
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SUMMIT DR, WEBSTER CITY, IA 50595-3027

Mortgage

Document Number	0002026870
Date	Mar 26, 2026
Instrument	2026 870

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 4, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hamilton County
Municipality	Webster City
Unified School District	Webster City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (-15.96%) Homeowner's exemption	$293,500 (-7.16%) Land $40,220 Building $253,280	$293,500 (-7.16%) Land $40,220 Building $253,280
2024	$5,938.00 (+4.58%)
2023		$316,130 (+27.34%) Land $40,220 Building $275,910	$316,130 (+27.34%) Land $40,220 Building $275,910
2022	$5,678.00 Homeowner's exemption	$248,260 Land $40,220 Building $208,040
2021			$248,260 Land $40,220 Building $208,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CITY WATER SUPPLY serves 7,825 people · EPA ID IA4063094
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Platinum Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, WMTel.

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