1014 Stone Ledge Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1014 Stone Ledge Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,322 sqft · built 2018
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$349,070 (Mar 2018)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`171B A 010.12`

Property Details

APN / Parcel Number

Primary APN	`171B A 010.12`
Alternative APN	`0000382306`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,322 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Lot Dimensions	164 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000382306
Street Address	1014 STONE LEDGE LN
City	CHATTANOOGA
State	TN
Zip	37421-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 CASTLEGATE SUB PB 101 PG 45 OUT OF 171B A 010 FOR 2015
Legal Subdivision	CASTLEGATE SUB
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	11326

Owner

1014 Stone Ledge Ln is owned and occupied by an individual who bought it in March 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1014 STONE LEDGE LN, CHATTANOOGA, TN 37421-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC CAPITAL BANK NA
Jul 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2018030600051
Deed Book / Page	11286 / 206
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 6, 2018
Property Address	1014 STONE LEDGE LN, CHATTANOOGA, TN 37421-4769
Document Number	0000000051
Book / Page	11286 / 206
Map Reference	MB101 PG45
Instrument Date	Feb 23, 2018
Instrument	2018030600051
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 11, 2022
Title Company	WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 STONE LEDGE LN, CHATTANOOGA, TN 37421-4769

Mortgage

Document Number	0000000052
Date	Mar 6, 2018
Instrument	2018030600052

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 11, 2017
Property Address	1014 STONE LEDGE LN, CHATTANOOGA, TN 37421-4769
Book / Page	011097 / 000983
Instrument Date	Jul 6, 2017
Instrument	116
Transaction Type	Construction Loan
Record Updated	Jul 25, 2017
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1335 MACKEY BRANCH DR CHATTANOOGA TN 374213288, CHATTANOOGA, TN 37421-3288

Mortgage

Document Number	0000000116
Date	Jul 11, 2017
Book Page	011097/000983
Instrument	116

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Stone Ledge Ln was $2,124, up % from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (+0.05%)	$140,175 (+47.71%)	$560,700 (+47.71%) Land $75,000 Building $485,700
2024	$2,123.00	$94,900 (-)	$379,600 (-) Land $50,000 Building $329,600
2023	$2,123.00	$94,900 (-)	$379,600 (-) Land $50,000 Building $329,600
2022	$2,123.00	$94,900	$379,600 Land $50,000 Building $329,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Stone Ledge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Stone Ledge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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