Stanislaus County property record for 1014 Stillwater Ln, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 1995) |
| Tax Bill | $1,907 (2026) |
| Deeds & Mortgages | Feb 2024 Reverse Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-054-026-000 |
| Primary APN | 039-054-026-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1014 STILLWATER LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-4988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERBEND HTS LOT 24 BLOCK 8512 |
| Legal Subdivision | RIVERBEND HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2701 |
1014 Stillwater Ln is owned and occupied by an individual who acquired it in February 2024.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 STILLWATER LN, MODESTO, CA 95351-4988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 1995 · Amount on File |
| Deed Sale | Nov 22, 1995 · Amount on File |
| Deed Document Number | 199593659 |
| Last Transfer Date | Feb 2, 2024 |
| Transfer Doc | 0000008961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 1014 STILLWATER LN, MODESTO, CA 95351-4988 |
| Document Number | 0000008961 |
| Map Reference | VOL 31 PG 99 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 2024-0008961 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | NOT AVAILABLE, FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 STILLWATER LN, MODESTO, CA 95351-4988 |
| Document Number | 0000008962 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024-0008962 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 890 Months |
| Due | Apr 15, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.17% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1014 STILLWATER LN, MODESTO, CA 95351-4988 |
| Document Number | 0000000797 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1014 STILLWATER LN MODESTO CA 953514988, MODESTO, CA 95351-4988 |
| Document Number | 0000000797 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 797 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2048 |
The 2026 property tax bill for 1014 Stillwater Ln was $1,907 with a homeowner's exemption, up 0.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,907.00 (+0.21%) Homeowner's exemption | $169,424 (+2%) Land $59,294 Building $110,130 |
| 2025 | $1,903.00 Homeowner's exemption | $166,103 Land $58,132 Building $107,971 |
| 2023 | $1,734.00 (+0.99%) Homeowner's exemption | $159,655 Land $55,876 Building $103,779 |
| 2022 | $1,717.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1014 Stillwater Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 Stillwater Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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