1014 Spring Cove Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 1014 Spring Cove Rd, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,681 sqft · built 1958
Lot Size	0.665 acres (29,000 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2025)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-10-0-002-033-000`

Property Details

APN / Parcel Number

Primary APN	`16-02-10-0-002-033-000`
Alternative APNs	`081025` `108417` `45040` `81025`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,681 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,000 sqft (0.665 acres)
Lot Dimensions	290 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Bath House	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	108417
Street Address	1014 SPRING COVE RD
City	FLORENCE
State	AL
Zip	35634-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 290 SPRING COVE SD LOT 41 SECOND HOME
Legal Range	10W
Legal Township	02S
Legal Section	10
Legal Subdivision	SPRING COVE
Legal Lot Number	41
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1009
Census Tract	11603

Owner

1014 Spring Cove Rd is owned by an individual who bought it in April 2025.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	100 COUNTY ROAD 320, FLORENCE, AL 35634-3338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Mar 5, 2024 · Amount on File
Deed Document Number	0202517596
Deed Book / Page	2025 / 17596
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 5, 2024
Property Address	1014 SPRING COVE RD, FLORENCE, AL 35634-3620
Document Number	02024/7576
Book / Page	2024 / 7576
Map Reference	MB 3 PG 95
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 BONEE RD, LAWRENCEBURG, TN 38464-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SPRING COVE RD, FLORENCE, AL 35634-3620

Mortgage

Document Number	0202407578
Date	Mar 5, 2024
Instrument	2024/07578

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Spring Cove Rd was $3,026, up 96.7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+96.75%)	$85,040 (+99.91%)	$425,220 (-) Land $265,600 Building $159,620
2024	$1,538.00	$42,540 (+60.17%) Land $26,560 Building $15,980	$425,220 (-) Land $265,600 Building $159,620
2023	$1,538.00 (+20.25%)	$26,560 (-24.37%) Land $26,560	$425,220 (+21.11%) Land $265,600 Building $159,620
2022	$1,279.00	$35,120	$351,100 Land $227,700 Building $123,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Spring Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1991–2010)
Claims Outside the SFHA	6 of 17
Most Recent Claim	May 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Spring Cove Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000