1014 Spinnaker St, Elgin, IL 60123 Property Records

Kane County property record for 1014 Spinnaker St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,995 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Dec 2019)
Tax Bill	$8,541 (2025)
Deeds & Mortgages	Jan 2020 Transfer Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-378-013`

Property Details

APN / Parcel Number

Primary APN	`06-28-378-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
Gross Area	3,129 sqft
Basement Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1014 SPINNAKER ST
City	ELGIN
State	IL
Zip	60123-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 819
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	4
Legal Lot Number	819
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851907

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1014 SPINNAKER ST, ELGIN, IL 60123-8585
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Correction Deed ATTORNEY ONLY
Dec 27, 2019	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 9, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	201962828
Last Transfer Date	May 1, 2024
Transfer Doc	0000017355
Record Updated	Sep 20, 2026

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2020
Property Address	1014 SPINNAKER ST, ELGIN, IL 60123-8585
Document Number	0000005317
Instrument Date	Sep 27, 2019
Instrument	5317
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1014 SPINNAKER ST ELGIN IL 601238585, ELGIN, IL 60123-8585

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Dec 27, 2019
Property Address	1014 SPINNAKER ST, ELGIN, IL 60123-8585
Document Number	0000062828
Instrument Date	Sep 24, 2019
Instrument	62828
Record Updated	Jan 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$375.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 N RUTHERFORD IL, IL

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 9, 2019
Property Address	1014 SPINNAKER ST, ELGIN, IL 60123-8585
Document Number	0000047633
Instrument Date	Sep 24, 2019
Instrument	47633
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$375.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 N RUTHERFORD AVE CHICAGO IL 606343726, CHICAGO, IL 60634-3726

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,541.00 (+14.41%)
2024		$117,864 (+21.39%) Land $28,317 Building $89,547	$353,733 (+21.44%) Land $84,985 Building $268,748
2022	$7,465.00 (-1.4%) Homeowner's exemption	$97,092 (+1.28%) Land $23,326 Building $73,766	$291,276 (+1.28%) Land $69,978 Building $221,298
2021	$7,571.00 Homeowner's exemption	$95,866 Land $21,808 Building $74,058	$287,598 Land $65,424 Building $222,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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