1014 Sherman Ter, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1014 Sherman Ter, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,845 sqft · built 1953
Lot Size	0.476 acres (20,778 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Oct 2022)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0070-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0070-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,778 sqft (0.476 acres)
Lot Dimensions	230 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1014 SHERMAN TER
City	CINCINNATI
State	OH
Zip	45231-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR MC KELVEY RD 90 X 230.75 R1-T3-S22 SW
Legal Range	01
Legal Township	03
Legal Section	22
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

1014 Sherman Ter is owned and occupied by an individual who bought it in October 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1014 SHERMAN TER, CINCINNATI, OH 45231-2522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Fiduciary Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Dec 12, 1996
Deed Document Number	0000094582
Deed Book / Page	14767 / 1500
Record Updated	Jun 8, 2026

October 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 6, 2022
Property Address	1014 SHERMAN TER, CINCINNATI, OH 45231-2522
Document Number	0000094582
Book / Page	14767 / 1500
Instrument Date	Nov 12, 2021
Instrument	2022-0094582
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1014 SHERMAN TER, CINCINNATI, OH 45231-2522

Mortgage

Document Number	0000094583
Date	Oct 6, 2022
Instrument	2022-0094583

Lender

Name	LIBERTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1014 SHERMAN TER, CINCINNATI, OH 45231-2522
Document Number	0000001770
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1014 SHERMAN TER CINCINNATI OH 452312522, CINCINNATI, OH 45231-2522

Mortgage

Document Number	0000001770
Date	Jan 8, 2018
Book Page	013579/000677
Instrument	1770

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Sherman Ter was $5,512, up 3.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,512.00 (+3.36%)	$80,640 (+%) Land $13,247 Building $67,393
2024	$5,333.00 (+4.38%)	$80,639 (-) Land $13,247 Building $67,392
2023	$5,109.00 (+28.3%)	$80,639 (+71.57%) Land $13,247 Building $67,392	$230,400 Land $37,850 Building $192,550
2022	$3,982.00 Homeowner's exemption	$47,002 Land $10,528 Building $36,474
2020			$134,290 Land $30,080 Building $104,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Sherman Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Sherman Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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