Bell County property record for 1014 Saddle Bluff Dr, Salado, TX 76571 · Last verified April 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2,059 sqft · built 2022 |
| Lot Size | 0.548 acres (23,871 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,527 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0828391116 |
| Primary APN | 0828391116 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,059 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 23,871 sqft (0.548 acres) |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 472 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|
| Street Address | 1014 SADDLE BLUFF DR |
|---|---|
| City | SALADO |
| State | TX |
| Zip | 76571-6489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK SPRINGS PHASE IX, BLOCK 002, LOT 0004, ACRES .548 |
| Legal Subdivision | MILL CREEK SPRINGS PHASE IX |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTH BELL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 23405 |
Source: Bell County records · APN 0828391116
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jan 30, 2023 | Deed of Trust, Mortgage · VA Mortgage CADENCE BANK NA |
| Mar 10, 2022 | Vendor's Lien, Transfer · Closed-End Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 |
| Deed Sale | Mar 10, 2022 |
| Deed Document Number | 2022015500 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS INC |
| Name | Verified Name |
|---|---|
| Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Document Number | 0000048079 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025048079 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 13483 N INTERSTATE 35 76, 76, JARRELL, TX 76537-1875 |
| Document Number | 0000030315 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022030315 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SALADO, TX 76571 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 02, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003997 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023003997 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 10, 2022 |
| Property Address | 1014 SADDLE BLUFF DR, SALADO, TX 76571-6489 |
| Document Number | 0000015500 |
| Map Reference | PL 27494 |
| Instrument Date | Mar 09, 2022 |
| Instrument | 2022015500 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | GEO TITLE COMPANY INC, NETCO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 460, FLORENCE, TX 76527-0460 |
| Name | Verified Name |
|---|---|
| Address | 13483 N INTERSTATE 35 # 76, 76, JARRELL, TX 76537-1875 |
| Document Number | 0000015501 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022015501 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 07, 2037 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,527.00 (+478.89%) | $541,728 Land $90,000 Building $451,728 | $541,728 Land $90,000 Building $451,728 |
| 2022 | $1,473.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270234052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2015, rainfall accumulation |
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | Cable | 1,500 / 50 |
| AMG Technology Investment Group | Fixed Wireless | 500 / 100 |
| Altitude ISP | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| Electronic Corporate Pages | Fixed Wireless (unlicensed) | 200 / 40 |
| SOS Communications | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Spectrum, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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