1014 S Mill St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1014 S Mill St, Decorah, IA 52101

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	24,665 sqft · built 1963
Lot Size	1.12 acres (49,200 sqft)
Owner	Company Name on Record
Last Sale	$632,000 (Nov 2019)
Tax Bill	$38,352 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112125402000`

Property Details

APN / Parcel Number

Primary APN	`112125402000`

Interior

Units	9 Units
Stories	1 Story
Building Area	24,665 sqft Gross Area
1st Floor Area	15,007 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Concrete Block
Roof Material	Urethane Foam
Lot Area	49,200 sqft (1.12 acres)
Lot Dimensions	123 ft deep x 400 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1014 S MILL ST
City	DECORAH
State	IA
Zip	52101-2461
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	LOTS 13 THRU 20 BLK 6 PAINE & O'CONNOR'S ADDN TO DECORAH;LOT V SW NE
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	PAINE & OCONNORS ADD
Legal Block	6
Legal Lot Number	13-20,V
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4022
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 W WATER ST, B, DECORAH, IA 52101-1763
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS SB
Nov 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	20193381
Deed Book / Page	2019 / 3381
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 20, 2026
Property Address	1014 S MILL ST, DECORAH, IA 52101-2461
Document Number	0000000838
Book / Page	2026 / 838
Instrument Date	Apr 15, 2026
Instrument	2026838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	401 W WATER ST, DECORAH, IA 52101-1763

Mortgage

Document Number	0000000838,
Date	Apr 20, 2026
Book Page	2026/838
Instrument	2026838

Lender

Name	FREEDOM BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2031

Interest

Rate	6.22%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1014 S MILL ST, DECORAH, IA 52101-2461
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000155
Date	Jan 17, 2018
Book Page	0000002018/0000000155
Instrument	000000000155

Lender

Name	CITIZENS SB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 18, 2019
Property Address	1014 S MILL ST, DECORAH, IA 52101-2461
Document Number	2019/3381
Book / Page	2019 / 3381
Instrument Date	Nov 15, 2019
Instrument	3381
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COLLEGE DR, DECORAH, IA 52101-1342

Mortgage

Document Number	02019/3418
Date	Nov 20, 2019
Book Page	2019/3418
Instrument	3418

Lender

Name	VIKING STATE BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,352.00	$1,173,130 (-) Land $214,030 Building $959,100	$1,173,130 (-) Land $214,030 Building $959,100
2025	$38,352.00 (+8.7%)	$1,173,130 (+10.8%) Land $214,030 Building $959,100	$1,173,130 (+10.8%) Land $214,030 Building $959,100
2024	$35,282.00 (+20.08%)
2023		$1,058,740 (+15.69%) Land $214,030 Building $844,710	$1,058,740 (+15.69%) Land $214,030 Building $844,710
2022	$29,382.00	$915,150 Land $178,360 Building $736,790
2021			$915,150 Land $178,360 Building $736,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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