1014 S Main St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 1014 S Main St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,203 sqft · built 1880
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$89,550 (Aug 2021)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30008665008001`

Property Details

APN / Parcel Number

Primary APN	`30008665008001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	802 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	107 ft deep x 66 ft wide
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 S MAIN ST
City	EATON RAPIDS
State	MI
Zip	48827-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRD
Legal Description	LOT 8 & 1/2 ABANDONED ALLEY ON WEST. BLOCK 50, MRS. WALDRONS ADDITION, CITY OF EATON RAPIDS. D 6-13-11 R 10-7-11 (ADJUSTMENT)
Legal Subdivision	MRS. WALDRONS ADDITION
Legal Block	50
Legal Lot Number	1,8
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	3
Census Block	3015
Census Tract	21302

Owner

1014 S Main St is owned and occupied by an individual who bought it in August 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 S MAIN ST, EATON RAPIDS, MI 48827-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Book / Page	2949 / 1014
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 19, 2021
Property Address	1014 S MAIN ST, EATON RAPIDS, MI 48827-1734
Document Number	02949/1014
Book / Page	2949 / 1014
Map Reference	LB 01 PG 80B
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 S MAIN ST, 1014, EATON RAPIDS, MI 48827-1734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 E MAIN ST, SPRINGPORT, MI 49284-9775

Mortgage

Document Number	0029491016
Date	Aug 19, 2021
Instrument	2949/1016

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 30, 2018
Property Address	1014 S MAIN ST, EATON RAPIDS, MI 48827-1734
Document Number	02764/0109
Book / Page	2764 / 0109
Map Reference	LB01 PG80B
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6711 PECK RD, 6711, EATON RAPIDS, MI 48827-8506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 S MAIN ST, EATON RAPIDS, MI 48827-1734

Mortgage

Document Number	0002764110
Date	Nov 30, 2018
Instrument	2764/110

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1014 S Main St was $2,129 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,100	$130,195 Land $24,917 Building $105,278
2025	$2,129.00
2023		$54,900	$109,800
2022	$2,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1014 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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