1014 S Harbor Dr, Deltona, FL 32725 Property Records

Volusia County property record for 1014 S Harbor Dr, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1982
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2022)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8130-27-15-0230`

Property Details

APN / Parcel Number

Primary APN	`8130-27-15-0230`
Alternative APNs	`31183027150230` `30183127150230` `2727195.0` `2727195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,577 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2727195
Street Address	1014 S HARBOR DR
City	DELTONA
State	FL
Zip	32725-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 23 BLK 676 DELTONA LAKES UNIT 27 MB 27 PGS 78-81 INC PER OR 5027 PG 1594 PER OR 5467 PG 4843 PER OR 6996 PG 4909 PER OR 7014 PGS 2107-2110 INC PER OR 7052 PGS 0773-0774 PER OR 7161 PG 1721 PER OR 8157 PG 2210 PER OR 8237 PG 4767
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	27
Legal Block	676
Legal Lot Number	23
Legal Unit	27
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3025
Census Tract	91029

Owner

1014 S Harbor Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 S HARBOR DR, DELTONA, FL 32725-9056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jan 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 30, 2019	Loan Modification, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	202289224
Deed Book / Page	8237 / 4767
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0069964909
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 18, 2022
Property Address	1014 S HARBOR DR, DELTONA, FL 32725-9056
Document Number	0082374767
Book / Page	8237 / 4767
Map Reference	MB 27 PG 78-81
Instrument Date	Mar 28, 2022
Instrument	2022089224
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 S HARBOR DR, DELTONA, FL 32725-9056

Mortgage

Document Number	0082374769
Date	Apr 18, 2022
Instrument	8237/4769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 18, 2021
Property Address	1014 S HARBOR DR, DELTONA, FL 32725-9056
Document Number	0081572210
Book / Page	8157 / 2210
Map Reference	MB 27 PG 78-81
Instrument Date	Nov 15, 2021
Instrument	2021-277394
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,747.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1053 WILLIS DR, JACKSONVILLE, FL 32205-6039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1014 S HARBOR DR, DELTONA, FL 32725-9056
Document Number	0076641791
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 S HARBOR DR DELTONA FL 327259056, DELTONA, FL 32725-9056

Mortgage

Document Number	0076641791
Date	Mar 5, 2019
Book Page	007664/001791
Instrument	44035

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	1014 S HARBOR DR, DELTONA, FL 32725-9056
Document Number	0076641784
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 S HARBOR DR DELTONA FL 327259056, DELTONA, FL 32725-9056

Mortgage

Document Number	0076641784
Date	Mar 5, 2019
Book Page	007664/001784
Instrument	44034

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 S Harbor Dr was $5,221 with a homeowner's exemption, down 13% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,962 (+0.32%) Land $53,312 Building $245,650	$298,962 (+0.32%) Land $53,312 Building $245,650
2025	$5,221.00 (-12.95%) Homeowner's exemption	$298,011 Land $53,312 Building $244,699	$298,011 Land $53,312 Building $244,699
2024	$5,998.00 (+1.56%)
2023	$5,906.00 (+13.27%)	$284,184 (+17.29%) Land $53,312 Building $230,872	$284,184 (+17.29%) Land $53,312 Building $230,872
2022	$5,214.00	$242,284 Land $34,104 Building $208,180	$242,284 Land $34,104 Building $208,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 S Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 S Harbor Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1014 S Harbor Dr, Deltona, FL 32725 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Harbor Dr

Nearby Streets

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