1014 River St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1014 River St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1918
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Mar 2022)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-366-0176-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-366-0176-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	152 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 RIVER ST
City	PORT HURON
State	MI
Zip	48060-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	LOT 9 BLK 85 ADDITION TO THE CITY OF PORT HURON, BEING A SUBDIVISION OF A PORTION OF FORT GRATIOT MILITARY RESERVATION
Legal Subdivision	A SUBDIVISION
Legal Block	85
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2028
Census Tract	625001

Owner

1014 River St is owned and occupied by an individual who bought it in March 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 RIVER ST, PORT HURON, MI 48060-3457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 23, 2022	Warranty Deed, Transfer
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	20226982
Deed Book / Page	5501 / 796
Prior Transfer Date	Jun 6, 2004
Prior Transfer Doc	003352/489
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1014 RIVER ST, PORT HURON, MI 48060-3457
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 RIVER ST, PORT HURON, MI 48060-3457

Mortgage

Document Number	0005493494
Date	Mar 2, 2022
Book Page	5493/494
Instrument	2022005082

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 23, 2022
Property Address	1014 RIVER ST, PORT HURON, MI 48060-3457
Document Number	0005501796
Book / Page	5501 / 796
Map Reference	LB 4 PG 35
Instrument Date	Feb 14, 2022
Instrument	2022006982
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2549 RIVERWOOD DR, 2549, PORT HURON, MI 48060-2694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 RIVER ST, PORT HURON, MI 48060-3457

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1014 RIVER ST, PORT HURON, MI 48060-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049560531
Date	Jun 12, 2018
Book Page	4956/531
Instrument	2018013565

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1014 River St was $1,385 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,400 (+9.62%)	$104,800
2025	$1,385.00 (+2.82%) Homeowner's exemption	$47,800
2024	$1,347.00		$95,600
2023		$39,300
2022	$1,030.00		$78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1014 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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