1014 Prospect St, Oregon City, OR 97045 Property Records

Clackamas County property record for 1014 Prospect St, Oregon City, OR 97045

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,328 sqft · built 1935
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$355,800 (Aug 2024)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E05BC02906`

Property Details

APN / Parcel Number

Primary APN	`32E05BC02906`
Alternative APN	`00845768`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00845768
Street Address	1014 PROSPECT ST
City	OREGON CITY
State	OR
Zip	97045-3742
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3.5
Legal Description	SECTION 05 TOWNSHIP 3S RANGE 2E QUARTER BC TAX LOT 02906
Legal Range	02E
Legal Township	03S
Legal Section	05
Legal Subdivision	MIAMI TERRACE
Legal Block	2
Legal Lot Number	2906
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2006
Census Tract	22502

Owner

1014 Prospect St, a duplex, is owned and occupied by an individual who bought it in August 2024.

Source: Clackamas County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 PROSPECT ST, OREGON CITY, OR 97045-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK
Apr 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLUMBIA STATE BANK
May 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage COLUMBIA STATE BANK
May 26, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Feb 28, 2005 · Amount on File
Deed Document Number	202428384
Prior Transfer Date	Oct 19, 1995
Prior Transfer Doc	0000083467
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1014 PROSPECT ST, OREGON CITY, OR 97045-3742
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS TITLE INS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034444
Date	Apr 1, 2021
Instrument	2021-034444

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	OREGON CITY, OR 97045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1014 PROSPECT ST, OREGON CITY, OR 97045-3742
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS TITLE INS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034442
Date	Apr 1, 2021
Instrument	2021-034442

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	OREGON CITY, OR 97045

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2031

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1014 PROSPECT ST, OREGON CITY, OR 97045-3742
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030487
Date	May 26, 2022
Instrument	2022-030487

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	OREGON CITY, OR 97045

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	107 Months
Due	Apr 10, 2031

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1014 PROSPECT ST, OREGON CITY, OR 97045-3742
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030489
Date	May 26, 2022
Instrument	2022-030489

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	OREGON CITY, OR 97045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	226 Months
Due	Mar 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Prospect St was $2,438.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00	$121,716	$350,775 Land $207,415 Building $143,360
2023	$2,157.00	$114,730	$347,779 Land $205,839 Building $141,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1014 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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