1014 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 1014 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,283 sqft · built 1957
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual on Record
Last Sale	$145,000 (Feb 2024)
Tax Bill	$942 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`38052531117007`

Property Details

APN / Parcel Number

Primary APN	`38052531117007`
Alternative APN	`4885000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,283 sqft Heated Area
1st Floor Area	604 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 42 ft wide

Exterior Amenities

Porch	Slab
Porch Area	107 sqft
Patio Area	132 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4885000
Street Address	1014 PHELPS ST
City	STERLING
State	CO
Zip	80751-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 & W 17' LOT 27 BLK 8 BOWLING GREEN SUBD STERLING
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	GREEN SUBD
Legal Block	8
Legal Lot Number	26-27
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3048
Census Tract	966102

Owner

Source: Logan County assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1014 PHELPS ST, STERLING, CO 80751-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Jun 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	2024769909
Deed Book / Page	1058 / 111
Prior Transfer Date	Feb 26, 2024
Prior Transfer Doc	0000769909
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	1014 PHELPS ST, STERLING, CO 80751-3414
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PHELPS ST, STERLING, CO 80751-3414

Mortgage

Document Number	0000765282
Date	Feb 23, 2023
Book Page	1053/473
Instrument	765282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 27, 2024
Property Address	1014 PHELPS ST, STERLING, CO 80751-3414
Document Number	0000769909
Book / Page	1058 / 111
Instrument Date	Feb 26, 2024
Instrument	769909
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 PHELPS ST, STERLING, CO 80751-3414

Mortgage

Document Number	0000769910
Date	Feb 27, 2024
Instrument	769910

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	1014 PHELPS ST, STERLING, CO 80751-3414
Document Number	0000734217
Book / Page	001022 / 000390
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PHELPS ST STERLING CO 807513414, STERLING, CO 80751-3414

Mortgage

Document Number	0000734217
Date	Jun 9, 2017
Book Page	001022/000390
Instrument	734217

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (+71.58%)	$11,242 (-88.28%)	$179,882 (+87.49%) Land $13,125 Building $166,757
2023		$95,940 (+1,338.38%) Land $13,130 Building $82,810	$95,940 (-) Land $13,130 Building $82,810
2022	$549.00	$6,670 Land $910 Building $5,760	$95,940 Land $13,130 Building $82,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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