1014 Pegel Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 1014 Pegel Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,525 sqft · built 1991
Lot Size	0.209 acres (9,099 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-21-31-505-0000-0810`

Property Details

APN / Parcel Number

Primary APN	`22-21-31-505-0000-0810`
Alternative APN	`21312250500000810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,099 sqft (0.209 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1014 PEGEL CT
City	OVIEDO
State	FL
Zip	32765-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 81 ALAFAYA WOODS PHASE 19 PB 37 PGS 90 TO 93
Legal Range	31E
Legal Township	21S
Legal Section	22
Legal Subdivision	ALAFAYA WOODS PH 19
Legal Tract	505
Legal Lot Number	81
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3006
Census Tract	21320

Owner

1014 Pegel Ct is owned and occupied by two individuals who acquired it in May 2024.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1014 PEGEL CT, OVIEDO, FL 32765-5923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2010
Deed Sale	Aug 17, 2010
Prior Sale	Jun 15, 2007
Deed Document Number	201095252
Deed Book / Page	7431 / 555
Last Transfer Date	May 24, 2024
Transfer Doc	0106341942
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1014 PEGEL CT, OVIEDO, FL 32765-5923
Document Number	0096221423
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PEGEL CT OVIEDO FL 327655923, OVIEDO, FL 32765-5923

Mortgage

Document Number	0096221423
Date	Jun 11, 2020
Book Page	009622/001423
Instrument	60632

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Pegel Ct was $1,763.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00	$143,128	$322,635 Land $104,000 Building $218,635
2023	$1,565.00 (+3.44%) Homeowner's exemption	$135,043 (+3%)	$300,589 (+4.92%) Land $104,000 Building $196,589
2022	$1,513.00 Homeowner's exemption	$131,110	$286,483 Land $85,000 Building $201,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Pegel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Pegel Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20