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1014 Ora Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1014 Ora Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,140 sqft · built 1970
Lot Size0.414 acres (18,040 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jan 2015)
Tax Bill$4,660 (2025)
Deeds & MortgagesMar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN8813-04-304-028

Property Details

APN / Parcel Number

Primary APN8813-04-304-028

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Finished Basement700 sqft
Unfinished Basement1,140 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,040 sqft (0.414 acres)
Lot Dimensions164 ft deep x 80 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1014 ORA DR
CityWATERLOO
StateIA
Zip50701-4828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARTHUR W SMITH SECOND ADDITION LOT 36
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionARTHUR W SMITH SECOND ADDITION
Legal Lot Number36
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2013
Census Tract1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 ORA DR, WATERLOO, IA 50701-4828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2015 · Amount on Record
Deed SaleJan 5, 2015 · Amount on Record
Prior SaleMay 26, 2010 · Amount on Record
Deed Document Number201510940
Prior Transfer DateMay 24, 2010
Prior Transfer Doc0000022191
Record UpdatedOct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateMar 28, 2024
Property Address1014 ORA DR, WATERLOO, IA 50701-4828
Document Number202400011816
Instrument DateMar 25, 2024
Instrument202400011816
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 ORA DR, WATERLOO, IA 50701-4828

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00 (+6.34%)$228,310 (+13.02%) Land $42,000 Building $186,310$228,310 (+13.02%) Land $42,000 Building $186,310
2024$4,382.00 (+17.48%)
2023$202,010 (+18.96%) Land $42,000 Building $160,010$202,010 (+18.96%) Land $42,000 Building $160,010
2022$3,730.00$169,810 Land $42,000 Building $127,810
2021$169,810 Land $42,000 Building $127,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ora Dr

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