1014 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 1014 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,657 sqft · built 1913
Lot Size	0.107 acres (4,666 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Feb 2018)
Tax Bill	$4,009 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-312-032`

Property Details

APN / Parcel Number

Primary APN	`16-04-312-032`
Alternative APN	`16-04-312-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,666 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1014 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(HOGENSONS) (FIRST) ADD SUB OF SH WH NE SW EX E 175FT & ALL OF SH NW SW LYING E OF W 1290.2FT SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	HOGENSONS FIRST
Legal Lot Number	23
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4013
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 1, 2019	Loan Modification, Mortgage MIDFIRST BK
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 21, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 25, 2017	Warranty Deed, Transfer GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	201841024
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842

Mortgage

Document Number	0006523071
Date	Mar 5, 2024
Instrument	2406523071

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Dec 1, 2049

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Document Number	1935149143
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N LOREL AVE CHICAGO IL 606512842, CHICAGO, IL 60651-2842

Mortgage

Document Number	1935149143
Date	Dec 17, 2019
Instrument	35149143

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Document Number	1934513009
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N LOREL AVE CHICAGO IL 606512842, CHICAGO, IL 60651-2842

Mortgage

Document Number	1934513009
Date	Dec 11, 2019
Instrument	34513009

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2018
Property Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Document Number	1805241024
Instrument Date	Feb 14, 2018
Instrument	5241024
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 W POTOMAC AVE CHICAGO IL 606511313, CHICAGO, IL 60651-1313

Mortgage

Document Number	1805241025
Date	Feb 21, 2018
Instrument	5241025

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Interest

Rate	4.75%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 25, 2017
Property Address	1014 N LOREL AVE, CHICAGO, IL 60651-2842
Document Number	1720618102
Instrument Date	Jul 20, 2017
Instrument	20618102
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 ADDISON RD RIVERSIDE IL 605462038, RIVERSIDE, IL 60546-2038

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+10.53%) Land $5,599 Building $15,401	$210,000 (+10.53%) Land $55,990 Building $154,010
2023	$4,009.00 (+2.61%)
2022	$3,907.00	$18,999 Land $4,432 Building $14,567	$189,990 Land $44,320 Building $145,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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