Colbert County property record for 1014 N Commons St E, Tuscumbia, AL 35674
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,220 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $436 (2026) |
| Deeds & Mortgages | Aug 2011 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-04-4-001-003.000 |
| Primary APN | 13-02-04-4-001-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 29 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Adjusted Area |
| Gross Area | 1,143 sqft |
| 1st Floor Area | 1,143 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 127 ft deep x 79.5 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 44028 |
|---|---|
| Street Address | 1014 N COMMONS ST E |
| City | TUSCUMBIA |
| State | AL |
| Zip | 35674-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E PT LOT 7 & ALL OF LOT 8 BLK 1 TUSCUMBIA TERRACE 79.5 X 127/DB 2022 PG 31798-31799 |
| Legal Range | 11W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | TUSCUMBIA TERRACE-O B CLARK /1 |
| Legal Block | 1 |
| Legal Lot Number | 7,8 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20600 |
Source: Colbert County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2011 | Deed of Trust, Mortgage LISTERHILL CREDIT UNION |
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF INDEPENDENT |
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Mar 21, 2022 | Warranty Deed, Transfer · Commercial Mortgage LISTERHILL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2022 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011/18227 |
|---|---|
| Date | Aug 31, 2011 |
| Book Page | 2011/18227 |
| Name | LISTERHILL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | May 11, 2026 |
| Property Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Date | May 11, 2026 |
|---|
| Name | BANK OF INDEPENDENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Sep 26, 2022 |
| Property Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Document Number | 2022/31798 |
| Book / Page | 2022 / 31798 |
| Map Reference | MB 1 PG 66 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 202231798 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 S MONTGOMERY AVE, SHEFFIELD, AL 35660-3936 |
| Name | Verified Name |
|---|---|
| Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Document Number | 2022/31803 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 2022/31803 |
| Instrument | 202231803 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Mar 21, 2022 |
| Property Address | 1014 N COMMONS ST E, TUSCUMBIA, AL 35674-2244 |
| Document Number | 02022/9607 |
| Book / Page | 2022 / 9607 |
| Map Reference | MB 1 PG 66 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 202209607 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 NICOLE LN, 313, MUSCLE SHOALS, AL 35661-1449 |
| Name | Verified Name |
|---|---|
| Address | 106 HABBLER ST, SHEFFIELD, AL 35660-3802 |
| Investor | Possibly a Property Investor |
| Document Number | 2022/10452 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 2022/10452 |
| Instrument | 202210452 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Tuscumbia City |
| Unified School District | Tuscumbia City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436.00 (+7.65%) | ||
| 2025 | $405.00 (+7.71%) | $9,340 (+6.86%) Land $1,260 Building $8,080 | $95,300 (+9.04%) Land $12,700 Building $82,600 |
| 2024 | $376.00 (+5.03%) | $8,740 (+4.55%) Land $1,180 Building $7,560 | $87,400 (+4.55%) Land $11,800 Building $75,600 |
| 2023 | $358.00 (-0.83%) | $8,360 (+10.88%) | $83,600 (+10.99%) Land $11,800 Building $71,800 |
| 2022 | $361.00 | $7,540 | $75,320 Land $11,760 Building $63,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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