1014 N 4th St, Ames, IA 50010 Property Records

Story County property record for 1014 N 4th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 827 sqft · built 1920
Lot Size	0.219 acres (9,541 sqft)
Owner	Individual Name on Record
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-481-040`

Property Details

APN / Parcel Number

Primary APN	`09-03-481-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	827 sqft Living Area
Basement Area	827 sqft
Finished Basement	364 sqft
Unfinished Basement	421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,541 sqft (0.219 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1014 N 4TH ST
City	AMES
State	IA
Zip	50010-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	COLLEGE PARK ADD BLOCK:5 LOT:3 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	COLLEGE PARK ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	1000

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 N 4TH ST, AMES, IA 50010-5939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Jul 28, 2026
Property Address	1014 N 4TH ST, AMES, IA 50010-5939
Document Number	0000006776
Instrument Date	Jul 27, 2026
Instrument	20266776
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N 4TH ST, AMES, IA 50010-5939

Mortgage

Document Number	0000006776,
Date	Jul 28, 2026
Instrument	20266776

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Aug 10, 2026
Property Address	1014 N 4TH ST, AMES, IA 50010-5939
Document Number	0000007200
Instrument Date	Jul 27, 2026
Instrument	20267200
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N 4TH ST, AMES, IA 50010-5939

Mortgage

Document Number	0000007200,
Date	Aug 10, 2026
Instrument	20267200

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1014 N 4TH ST, AMES, IA 50010-5939
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202009667
Date	Aug 24, 2020
Instrument	2020-09667

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1014 N 4TH ST, AMES, IA 50010-5939
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205706
Date	Jun 10, 2022
Instrument	2022-05706

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+22.49%) Homeowner's exemption	$179,600 (+27.56%) Land $62,000 Building $117,600	$179,600 (+27.56%) Land $62,000 Building $117,600
2024	$1,894.00 (-1.97%)
2023		$140,800 Land $30,900 Building $109,900	$140,800 Land $30,900 Building $109,900
2022	$1,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	27 (1984–2010)
Claims Outside the SFHA	8 of 27
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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