1014 N 15th St, Waco, TX 76707 Property Records

McLennan County property record for 1014 N 15th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 2003
Lot Size	0.206 acres (8,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,207 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480097000003005`

Property Details

APN / Parcel Number

Primary APN	`480097000003005`
Alternative APNs	`4800970000030050111` `168810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	983 sqft
Porch	Open Porch
Porch Area	93 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	168810
Old Parcel Number	4800970000030050111
Street Address	1014 N 15TH ST
City	WACO
State	TX
Zip	76707-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	COLONIAL ANNEX LOT 3 BLOCK 1 ACRES .2066
Legal Subdivision	COLONIAL ANNEX
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	1000

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 N 15TH ST, WACO, TX 76707-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Nov 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2004
Deed Sale	Jan 30, 2004
Deed Document Number	2004004455
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1014 N 15TH ST, WACO, TX 76707-3007
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028607
Date	Jul 20, 2021
Instrument	2021028607

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1014 N 15TH ST, WACO, TX 76707-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037313
Date	Nov 9, 2017
Instrument	2017037313

Lender

Name	COMPASS BANK
Type	Bank
Address	WACO, TX 76701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,767 (-7.52%) Land $14,670 Building $172,140	$186,810 (-3.36%) Land $14,670 Building $172,140
2024	$2,207.00 (+16.96%)
2023		$193,310 Land $14,670 Building $178,640	$193,310 Land $14,670 Building $178,640
2022	$1,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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