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1014 Lucy Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1014 Lucy Rd, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,448 sqft · built 1950
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$145,640 (May 2009)
Tax Bill$5,799 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.20-2-19

Property Details

APN / Parcel Number

Primary APN422800 59.20-2-19
Alternative APN
  • 280005902000020190000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area50 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1014 LUCY RD
CitySCHENECTADY
StateNY
Zip12303-3367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G/JH MUNNS & SH KASZNAY FREDS COMM 250 4.-296-23
Legal Block2
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2008
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-2-19

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1014 LUCY RD, SCHENECTADY, NY 12303-3367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VALLEY CREDIT UNION
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2009 · Amount on Record
Deed SaleMay 01, 2009 · Amount on Record
Prior SaleMay 01, 2009 · Amount on Record
Deed Book / Page1800 / 695
Prior Transfer DateDec 13, 2000
Prior Transfer Doc1593000715
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJun 25, 2026
Property Address1014 LUCY RD, SCHENECTADY, NY 12303-3367
Document Number0000014509
Instrument DateJun 15, 2026
Instrument202614509
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 LUCY RD, SCHENECTADY, NY 12303-3367

Mortgage

Document Number0000014509,
DateJun 25, 2026
Instrument202614509
Lender
NameHUDSON VALLEY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 22, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1014 LUCY RD, SCHENECTADY, NY 12303-3367
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 LUCY RD, SCHENECTADY, NY 12303-3367

Mortgage

Document Number0000037859
DateJun 29, 2023
Book Page5313/905
Instrument202337859
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 12, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1014 LUCY RD, SCHENECTADY, NY 12303-3367
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 LUCY RD, SCHENECTADY, NY 12303-3367

Mortgage

Document Number0000001615
DateJan 13, 2021
Book Page5059/273
Instrument202101615
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term161 Months
DueJun 28, 2034

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,799.00$158,000 (-) Land $9,900 Building $148,100$243,100 (+16.93%) Land $15,232 Building $227,868
2023$158,000 Land $9,900 Building $148,100$207,900 Land $13,027 Building $194,873

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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