1014 Lonergan Cir, Spring Hill, TN 37174 Property Records

Williamson County property record for 1014 Lonergan Cir, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,584 sqft · built 2019
Lot Size	0.167 acres (7,290 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Aug 2025)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060028D C 00800`

Property Details

APN / Parcel Number

Primary APN	`060028D C 00800`
Alternative APN	`028D C 00800`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 2019
Exterior Material	Siding
Lot Area	7,290 sqft
Lot Dimensions	135 ft deep x 54 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1014 LONERGAN CIR
City	SPRING HILL
State	TN
Zip	37174-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 DIST:03 CITY/MUNI/TWP:SPRING HILL SUBD:DARTFORD PHASE 1 MAP REF:028D
Legal Subdivision	DARTFORD PHASE 1
Legal Lot Number	8
Jurisdiction	MAURY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	51207

Owner

1014 Lonergan Cir is owned and occupied by two individuals who bought it in August 2025.

Source: Williamson County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Re-recorded Document · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage NP INC
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 9, 2019
Deed Document Number	00R3096731
Deed Book / Page	2835 / 889
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	22007921
Record Updated	Jun 8, 2026

September 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MAURY TN
Recording Date	Sep 17, 2025
Property Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	00R3096731
Book / Page	3096 / 731
Map Reference	MB P69 PG 51
Instrument Date	Aug 29, 2025
Instrument	25013632
Record Updated	Sep 29, 2025
Title Company	ESTATE TITLE, MIDSTATE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,146.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11733, NEWARK, NJ 07101-4733

Mortgage

Document Number	0R25013633
Date	Sep 17, 2025
Instrument	25013633

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.74%
Max Rate At Change	6.74%
Index	1-Year CMT
Max Rate	6.74%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAURY TN
Recording Date	Apr 20, 2022
Property Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	00R2835889
Book / Page	2835 / 889
Map Reference	MB P21 PG 438
Instrument Date	Apr 14, 2022
Instrument	22007921
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288

Mortgage

Document Number	0R22007922
Date	Apr 20, 2022
Instrument	22007922

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MAURY TN
Recording Date	Sep 9, 2019
Property Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	R257961
Book / Page	002579 / 000061
Instrument Date	Sep 4, 2019
Instrument	13475
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2660 SPORTING HILL BRIDGE RD THOMPSONS STATION TN 371795385, THOMPSONS STATION, TN 37179-5385

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MAURY TN
Recording Date	Aug 27, 2019
Property Address	1014 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	R2576133
Book / Page	002576 / 000133
Instrument Date	Aug 23, 2019
Instrument	12709
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2019
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2660 SPORTING HILL BRIDGE RD THOMPSONS STATION TN 371795385, THOMPSONS STATION, TN 37179-5385

Mortgage

Document Number	R2576135
Date	Aug 27, 2019
Book Page	002576/000135
Instrument	12710

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Lonergan Cir was $2,675.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00	$101,000 (-) Land $12,500 Building $88,500
2024	$2,675.00	$101,000 (-) Land $12,500 Building $88,500
2023	$2,675.00	$101,000 (-) Land $12,500 Building $88,500
2022	$2,675.00	$101,000 Land $12,500 Building $88,500	$404,000 (-) Land $50,000 Building $354,000
2021			$404,000 Land $50,000 Building $354,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Lonergan Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Lonergan Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING HILL WATER DEPT serves 65,840 people · EPA ID TN0000667
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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