1014 James Ave, Rockford, IL 61107 Property Records

Winnebago County property record for 1014 James Ave, Rockford, IL 61107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,250 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$149,500 (Dec 2018)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`163B101`

Property Details

APN / Parcel Number

Primary APN	`163B101`
Alternative APN	`1219105027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft
Finished Basement	380 sqft
Unfinished Basement	478 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	151 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	163B101
Street Address	1014 JAMES AVE
City	ROCKFORD
State	IL
Zip	61107-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRIARCREST SUB PT NW 1/4 SEC 19-44-2 LOT 024 BLOCK 002
Legal Range	2
Legal Township	44
Legal Section	19
Legal Subdivision	BRIARCREST SUB
Legal Block	002
Legal Lot Number	024
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3011
Census Tract	401

Owner

1014 James Ave is owned and occupied by two individuals who acquired it in April 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 JAMES AVE, ROCKFORD, IL 61107-3334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	20181036975
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000009894
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 23, 2026
Property Address	1014 JAMES AVE, ROCKFORD, IL 61107-3334
Document Number	0000009894
Instrument Date	Apr 23, 2026
Instrument	20269894
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1014 JAMES AVE, ROCKFORD, IL 61107-3334

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1014 JAMES AVE, ROCKFORD, IL 61107-3334
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013992
Date	Apr 22, 2021
Instrument	2113992

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 21, 2018
Property Address	1014 JAMES AVE, ROCKFORD, IL 61107-3334
Document Number	0001036975
Instrument Date	Dec 14, 2018
Instrument	1036975
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$224.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 JAMES AVE ROCKFORD IL 611073334, ROCKFORD, IL 61107-3334

Mortgage

Document Number	1036976
Date	Dec 21, 2018
Instrument	1036976

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	7999 KNUE RD # 300, INDIANAPOLIS, IN 46250-1991

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 James Ave was $5,300, up 5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,300.00 (+5.01%) Homeowner's exemption	$66,035 (+11.43%) Land $8,953 Building $57,082	$198,105 (+11.43%) Land $26,859 Building $171,246
2024	$5,047.00	$59,262 Land $8,035 Building $51,227	$177,786 Land $24,105 Building $153,681
2022	Homeowner's exemption	$46,707 Land $6,333 Building $40,374	$140,121 Land $18,999 Building $121,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1014 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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