Okaloosa County property record for 1014 Hwy 98 E, Destin, FL 32541
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,042 sqft · built 1984 |
| Lot Size | 0.924 acres (40,275 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,217,800 (Jun 1986) |
| Tax Bill | $15,905 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3233-6 |
| Primary APN | C56-000-589-3233-6 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,042 sqft Total Area |
| 1st Floor Area | 2,976 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 40,275 sqft (0.924 acres) |
| Lot Dimensions | 225 ft deep x 179 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1014 HIGHWAY 98 E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2902 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 2S 22 E 200FT OF W 3031FT S OF HY BETWEEN SEC EAST PASS ADD & SILVER BCH OR 58 PG 129 EXC BREAKERS EAST COND |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | HY BETWEEN SEC EAST PASS ADD |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 32547, CHARLOTTE, NC 28232-2547 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1986 · Amount on Record |
| Deed Sale | Jun 1, 1986 · Amount on Record |
| Deed Document Number | 0013461998 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,905.00 (+11.31%) | $1,505,768 (+5.28%) Land $1,274,233 Building $231,535 | $1,505,768 (+5.28%) Land $1,274,233 Building $231,535 |
| 2023 | $14,289.00 (+5.79%) | $1,430,290 (+4.5%) Land $1,201,200 Building $229,090 | $1,430,290 (+4.5%) Land $1,201,200 Building $229,090 |
| 2022 | $13,507.00 | $1,368,656 Land $1,144,000 Building $224,656 | $1,368,656 Land $1,144,000 Building $224,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures