Union County property record for 1014 Heritage Pointe, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 2,819 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $562,000 (Nov 2022) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-120-584 |
| Primary APN | 07-120-584 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,819 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1014 HERITAGE POINTE |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-8871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #301 HERITAGE PH1 MAP1 OPCO212; PH5 OPCO602; O911 |
| Legal Subdivision | HERITAGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20317 |
1014 Heritage Pointe, a rural home, is owned and occupied by an individual who bought it in November 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 HERITAGE POINTE, INDIAN TRAIL, NC 28079-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC |
| Aug 26, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on File |
| Deed Sale | Nov 18, 2022 · Amount on File |
| Prior Sale | Aug 26, 2019 · Amount on File |
| Deed Document Number | 202238675 |
| Deed Book / Page | 8611 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 18, 2022 |
| Property Address | 1014 HERITAGE POINTE, INDIAN TRAIL, NC 28079-8871 |
| Document Number | 0008611175 |
| Book / Page | 8611 / 175 |
| Map Reference | CAB O FILE 212 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 38675 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,124.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 COMMONWEALTH AVE, 2400, CHARLOTTE, NC 28205-5132 |
| Name | Verified Name |
|---|---|
| Address | 1014 HERITAGE POINTE, INDIAN TRAIL, NC 28079-8871 |
| Document Number | 0000038676 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 38676 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 1014 HERITAGE POINTE, INDIAN TRAIL, NC 28079-8871 |
| Document Number | 7449512 |
| Book / Page | 007449 / 000512 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 25379 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2400 COMMONWEALTH AVE CHARLOTTE NC 282055132, CHARLOTTE, NC 28205-5132 |
| Investor | Possibly a Property Investor |
| Document Number | 7449514 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 007449/000514 |
| Instrument | 25380 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28052-4144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1014 Heritage Pointe was $3,142.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,800 (-) Land $103,000 Building $382,800 | $485,800 (-) Land $103,000 Building $382,800 | |
| 2025 | $3,142.00 | $485,800 Land $103,000 Building $382,800 | $485,800 Land $103,000 Building $382,800 |
| 2023 | $3,070.00 | $371,000 Land $70,100 Building $300,900 | $371,000 Land $70,100 Building $300,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1014 Heritage Pointe in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 Heritage Pointe is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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