1014 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1014 Garson Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1920
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2025)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047272-00.0`

Property Details

APN / Parcel Number

Primary APN	`047272-00.0`
Alternative APNs	`140010764000020570000000` `261400 107.64-2-57`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	651 sqft
Upper Floors Area	462 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	047272-00.0
Street Address	1014 GARSON AVE
City	ROCHESTER
State	NY
Zip	14609-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0060.00 503 18 00000 99 LE GRANDE SUB
Legal Subdivision	LAGRANDE SUBDIVISION
Legal Block	2
Legal Lot Number	57.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2005
Census Tract	6000

Owner

1014 Garson Ave is owned and occupied by an individual who bought it in November 2025.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	111 SOUTHERN DR, ROCHESTER, NY 14623-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAMILY FIRST OF NY FCU
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage FAMILY FIRST OF NY FCU
Sep 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Deed Document Number	20253352145
Deed Book / Page	13143 / 251
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0000000100
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 RUSH SCOTTSVILLE RD, RUSH, NY 14543-9780

Mortgage

Document Number	202503352147
Date	Nov 6, 2025
Book Page	31184/148
Instrument	202503352147

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 6, 2025
Property Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525
Document Number	202503352145
Book / Page	13143 / 251
Map Reference	LB 19 PG 33
Instrument Date	Oct 22, 2025
Instrument	202503352145
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525

Mortgage

Document Number	202503352146
Date	Nov 6, 2025
Instrument	202503352146

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Sep 14, 2021
Property Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525
Document Number	0000000100
Book / Page	12557 / 396
Map Reference	LB 19 PG 33
Instrument Date	Aug 17, 2021
Instrument	202109140100
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 GARSON AVE, ROCHESTER, NY 14609-6525

Tax Assessment & Valuation

The 2026 property tax bill for 1014 Garson Ave was $1,384 with a homeowner's exemption, down 7.1% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00 (-7.05%) Homeowner's exemption
2025	$1,489.00 (-6.35%)	$169,900 (-) Land $8,700 Building $161,200	$169,900 (-) Land $8,700 Building $161,200
2024	$1,590.00 Homeowner's exemption	$169,900 (+75.88%) Land $8,700 Building $161,200	$169,900 (+45.98%) Land $8,700 Building $161,200
2023		$96,600 Land $6,000 Building $90,600	$116,386 Land $7,229 Building $109,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Garson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1014 Garson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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