St. Johns County property record for 1014 Fruit Cove Rd, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,509 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $580,000 (Sep 2026) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | Sep 2026 Sale May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006995-0000 |
| Primary APN | 006995-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 3,199 sqft |
| 1st Floor Area | 2,509 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1014 FRUIT COVE RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 5-13 FRUIT COVE TERRACE W100 OF E910 OF S1/2 LOT 17 & W100 OF E910FT OF LOT 18 OR2560/866 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 54 |
| Legal Subdivision | FRUIT COVE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 17,18 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20803 |
1014 Fruit Cove Rd is owner-occupied and held in a trust since September 2026.
Source: St. Johns County records, as of September 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1014 FRUIT COVE RD, SAINT JOHNS, FL 32259-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer LANDMARK TITLE |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Apr 19, 2006 · Amount on File |
| Deed Document Number | 202677895 |
| Deed Book / Page | 6435 / 961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 11, 2026 |
| Property Address | 1014 FRUIT COVE RD, SAINT JOHNS, FL 32259-3152 |
| Document Number | 0000077895 |
| Book / Page | 6435 / 961 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202677895 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $410,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1014 FRUIT COVE RD, SAINT JOHNS, FL 32259-3152 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1014 FRUIT COVE RD, SAINT JOHNS, FL 32259-3152 |
| Document Number | 0049460756 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1014 FRUIT COVE RD ST JOHNS FL 322593152, ST JOHNS, FL 32259-3152 |
| Document Number | 0049460756 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 004946/000756 |
| Instrument | 38702 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2035 |
The 2025 property tax bill for 1014 Fruit Cove Rd was $3,474 with a homeowner's exemption, up 13.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,244 (+2.7%) | $430,296 (-0.29%) Land $115,000 Building $315,296 | |
| 2025 | $3,474.00 (+13.09%) Homeowner's exemption | $271,903 (+2.9%) | $431,535 (+3.82%) Land $115,000 Building $316,535 |
| 2024 | $3,072.00 (+2.03%) Homeowner's exemption | $264,240 (+3%) | $415,642 (+1.92%) Land $112,000 Building $303,642 |
| 2023 | $3,011.00 (+3.12%) Homeowner's exemption | $256,544 (+3%) | $407,822 (+1.41%) Land $112,000 Building $295,822 |
| 2022 | $2,920.00 Homeowner's exemption | $249,072 | $402,132 Land $112,000 Building $290,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1014 Fruit Cove Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 39 (1991–2017) |
| Claims Outside the SFHA | 26 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 Fruit Cove Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYSIDE ESTATES WTP private · serves 180 people · EPA ID FL2554344 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | JEA MAJOR GRID |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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