1014 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 1014 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,480 sqft · built 2020
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$5,485,000 (Dec 2019)
Tax Bill	$29,969 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-320-74`

Property Details

APN / Parcel Number

Primary APN	`053-320-74`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,480 sqft Living Area
1st Floor Area	3,480 sqft
Basement Area	2,824 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,400 sqft (0.193 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1014 EMERALD BAY
City	LAGUNA BEACH
State	CA
Zip	92651-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3125 BLK LOT 63
Legal Subdivision	TRACT 3125
Legal Tract	3125
Legal Lot Number	63
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2034
Census Tract	62656

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Intrafamily Transfer, Transfer
Oct 8, 2021	Intrafamily Transfer, Transfer
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Dec 31, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	2019550486
Last Transfer Date	Sep 28, 2021
Transfer Doc	0000620722
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2021
Property Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274
Document Number	0000620723
Map Reference	MB 98 PG 8-10
Instrument Date	Sep 28, 2021
Instrument	2021000620723
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2021
Property Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274
Document Number	0000620722
Map Reference	MB 98 PG 8-10
Instrument Date	Sep 28, 2021
Instrument	2021000620722
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2019
Property Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274
Document Number	0000550486
Map Reference	MB 98 PG 8-10
Instrument Date	Dec 6, 2019
Instrument	2019000550486
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2611 BAYSHORE DR, NEWPORT BEACH, CA 92663-5608

Mortgage

Document Number	0000550487
Date	Dec 31, 2019
Instrument	2019000550487

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2019
Property Address	1014 EMERALD BAY, LAGUNA BEACH, CA 92651-1274
Document Number	0000550485
Instrument Date	Dec 2, 2019
Instrument	550485
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1014 EMERALD BAY LAGUNA BEACH CA 926511274, LAGUNA BEACH, CA 92651-1274

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,014,020 (+2%) Land $2,151,527 Building $862,493
2025	$29,969.00 (+4.41%) Homeowner's exemption	$2,954,922 (+4.04%) Land $2,109,340 Building $845,582
2023	$28,703.00 (+1.92%) Homeowner's exemption	$2,840,180 Land $2,027,432 Building $812,748
2022	$28,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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