1014 Elbert, Elizabeth City, NC 27909 Property Records

Pasquotank County property record for 1014 Elbert, Elizabeth City, NC 27909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 2019
Lot Size	1.69 acres (73,965 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2022)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`8905 316315`

Property Details

APN / Parcel Number

Primary APN	`8905 316315`
Alternative APNs	`136559` `60040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,183 sqft Total Area
1st Floor Area	1,183 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	73,965 sqft (1.69 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	136559
Street Address	1014 ELBERT
City	ELIZABETH CITY
State	NC
Zip	27909-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH-15
Legal Description	12/11/2013 - ACREAGE CORRECTION PROVIDENCE
Legal Subdivision	FINAL SUBDIVISION OF BRAY S ESTATES
Legal Block	90
Jurisdiction	PASQUOTANK NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	960502

Owner

Source: Pasquotank County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jan 14, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Sep 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BUANA VISTA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2022474563
Deed Book / Page	1466 / 441
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Sep 23, 2022
Property Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314
Document Number	001466/441
Book / Page	1466 / 441
Map Reference	MB 27 PG 25-30
Instrument Date	Sep 9, 2022
Instrument	474563
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 NE 15TH PL, 3900, CAPE CORAL, FL 33909-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314

Mortgage

Document Number	0000474564
Date	Sep 23, 2022
Instrument	474564

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001391/383
Date	Dec 21, 2020
Book Page	1391/383
Instrument	461108

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Jan 14, 2020
Property Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314
Document Number	001356/069
Book / Page	1356 / 069
Map Reference	MB 27 PG 25-30
Instrument Date	Jan 3, 2020
Instrument	454946
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 456, MOYOCK, NC 27958-0456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314

Mortgage

Document Number	0000454947
Date	Jan 14, 2020
Instrument	454947

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Sep 5, 2019
Property Address	1014 ELBERT, ELIZABETH CITY, NC 27909-9314
Document Number	001345/623
Book / Page	1345 / 623
Map Reference	MB 27 PG 25-30
Instrument Date	Aug 26, 2019
Instrument	452934
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11443, NORFOLK, VA 23517-0443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 456, MOYOCK, NC 27958-0456
Investor	Possibly a Property Investor

Mortgage

Document Number	0000452935
Date	Sep 5, 2019
Instrument	452935

Lender

Name	BUANA VISTA LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 19, 2039

Tax Assessment & Valuation

Source: Pasquotank County assessment roll, as of June 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pasquotank County
Unified School District	Pasquotank County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,900 (-) Land $29,700 Building $135,200	$164,900 (-) Land $29,700 Building $135,200
2025	$1,308.00	$164,900 (-)	$164,900 (-) Land $29,700 Building $135,200
2023		$164,900	$164,900 Land $29,700 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 174 policies
Nearby Flood Policies	174 in force
Nearby Flood Claims	34 (1991–2020)
Claims Outside the SFHA	6 of 34
Most Recent Claim	May 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 11 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASQUOTANK COUNTY WATER SYSTEM serves 10,653 people · EPA ID NC0470015
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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