1014 E Three Notch St, Andalusia, AL 36420 Property Records

Covington County property record for 1014 E Three Notch St, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,115 sqft · built 1936
Lot Size	0.815 acres (35,530 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2020)
Tax Bill	$982 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2010 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-17-4-007-027.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-17-4-007-027.000`
Alternative APNs	`13041740070270000` `1304174007027000` `23403480` `23424225`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	2,115 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,530 sqft (0.815 acres)
Lot Dimensions	187 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Utility Building	179 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23424225
Street Address	1014 THREE NOTCH CT
City	ANDALUSIA
State	AL
Zip	36420-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2024/2887 JSD 2/21/2024 LOTS 27 & 28 THREE NOTCH COURT ADD PB 1 PG 22 SEC 17 T4N R16E ALSO W2 OF VACATED RD LYING E OF
Legal Range	16E
Legal Township	04N
Legal Section	17
Legal Subdivision	THREE NOTCH COURT ADD
Legal Lot Number	27-28
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3039
Census Tract	962000

Owner

1014 E Three Notch St is owned and occupied by two individuals who bought it in March 2020.

Source: Covington County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Jul 12, 2010	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Jul 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE OF AMERICA INC
Feb 22, 2024	Intrafamily Transfer, Transfer
Mar 24, 2020	Warranty Deed, Transfer
Mar 20, 2009	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Mar 20, 2009
Deed Book / Page	2020 / 5531
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108

Mortgage

Document Number	02024/4793
Date	Mar 22, 2024
Book Page	2024/4793

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	ENTERPRISE, AL 36330

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/8488
Date	Jul 12, 2010
Book Page	2010/8488

Lender

Name	SOUTHERN INDEPENDENT BANK
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/12352
Date	Jul 26, 2013
Book Page	2013/12352

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2028

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Feb 22, 2024
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Document Number	02024/2887
Book / Page	2024 / 2887
Map Reference	MB 1 PG 22
Instrument Date	Feb 21, 2024
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1970 DEAD LAKE MARINA RD, CREOLA, AL 36525-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1014 E THREE NOTCH ST, ANDALUSIA, AL 36420

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Mar 24, 2020
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Document Number	02020/5531
Book / Page	2020 / 5531
Map Reference	MB 1 PG 22
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 THREE NORTH COURT, ANDALUSIA, AL 36420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1970 DEAD LAKE MARINA RD, CREOLA, AL 36525-4305

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Mar 20, 2009
Property Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108
Document Number	02009/3784
Book / Page	2009 / 3784
Instrument Date	Mar 20, 2009
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1014 THREE NOTCH CT, ANDALUSIA, AL 36420-4108

Mortgage

Document Number	02009/3785
Date	Mar 20, 2009
Book Page	2009/3785

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1014 E Three Notch St was $982 with a homeowner's exemption, down 49.3% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00 (-49.33%)	$52,752 (+6.14%) Land $4,920 Building $47,832	$263,760 (+6.12%) Land $24,600 Building $239,160
2024	$1,938.00 (+4.98%)	$49,700 (+4.97%) Land $4,920 Building $44,780	$248,540 (+4.98%) Land $24,600 Building $223,940
2023	$1,846.00 (+11.74%)	$47,348 (+11.74%) Land $4,920 Building $42,428	$236,740 (+11.74%) Land $24,600 Building $212,140
2022	$1,652.00	$42,372 Land $4,920 Building $37,452	$211,860 Land $24,600 Building $187,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 E Three Notch St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 E Three Notch St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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