1014 Dolphin Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 1014 Dolphin Dr, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,352 sqft · built 2004
Lot Size	0.77 acres (3,365 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Oct 2004)
Tax Bill	$523 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-9255-39-010`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-9255-39-010`
Alternative APNs	`124844` `125624` `127009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	10 Units
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,365 sqft (0.77 acres)
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1014 DOLPHIN DR
City	WINTER GARDEN
State	FL
Zip	34787-4241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	WESTSIDE TOWNHOMES - PHASE 5 54/72 LOT 1 BLK 39
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	WESTSIDE TOWNHOMES PH 5
Legal Phase	5
Legal Tract	9255
Legal Block	39
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3000
Census Tract	17302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 DOLPHIN DR, WINTER GARDEN, FL 34787-4241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Feb 1, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2004 · Amount on Record
Deed Sale	Oct 19, 2004 · Amount on Record
Deed Document Number	2004675154
Deed Book / Page	7665 / 765
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1014 DOLPHIN DR, WINTER GARDEN, FL 34787-4241
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 DOLPHIN DR, WINTER GARDEN, FL 34787-4241

Mortgage

Document Number	20210629407
Date	Oct 14, 2021
Instrument	20210629407

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	1014 DOLPHIN DR, WINTER GARDEN, FL 34787-4241
Document Number	0000106960
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 DOLPHIN DR WINTER GARDEN FL 347874241, WINTER GARDEN, FL 34787-4241

Mortgage

Document Number	0000106960
Date	Feb 21, 2019
Instrument	106960

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,516 (+2.7%)	$244,550 (-1.35%) Land $40,000 Building $204,550
2025	$523.00 (+3.77%) Homeowner's exemption	$57,951 (+5.99%)	$247,900 (+15.33%) Land $40,000 Building $207,900
2024	$504.00 (+2.44%)
2023	$492.00 (+1.86%) Homeowner's exemption	$54,678 (+3%)	$214,947 (+16.79%) Land $40,000 Building $174,947
2022	$483.00 Homeowner's exemption	$53,085	$184,045 Land $40,000 Building $144,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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