1014 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 1014 Clay St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,909 sqft · built 2013
Lot Size0.338 acres (14,723 sqft)
Owner2 Individual Names on Record
Last Sale$150,791 (Oct 2013)
Tax Bill$5,100 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN38-05-26-014813-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014813-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,909 sqft Living Area
Gross Area2,329 sqft
1st Floor Area1,909 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,723 sqft (0.338 acres)
Lot Dimensions123 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1014 CLAY ST
CityFLEMING ISLAND
StateFL
Zip32003-9309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK 3 FLEMING ISL ESTATES AS REC OR 3488 PG 2149;3587 PG 1206 & 3934 PG 1687
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISL ESTATES
Legal Block3
Legal Lot Number19
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2022
Census Tract30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1014 CLAY ST, FLEMING ISLAND, FL 32003-9309
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
TOMO MORTGAGE LLC
Jan 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2013 · Amount on Record
Deed SaleOct 21, 2013 · Amount on Record
Prior SaleJul 10, 2013 · Amount on Record
Deed Document Number201361640
Deed Book / Page3587 / 1206
Last Transfer DateMay 30, 2025
Transfer Doc0049350153
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 7, 2025
Property Address1014 CLAY ST, FLEMING ISLAND, FL 32003-9309
Document Number0049760007
Book / Page4976 / 7
Map ReferenceMB 4 PG 61&62
Instrument DateOct 3, 2025
Instrument2025047327
Transaction TypeTransfer
Record UpdatedNov 20, 2025
Title CompanyCLOSING USA LLC, CLOSING BEAR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,537.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6587 HEAVENGATE CT, STARKE, FL 32091-9707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1014 CLAY ST, FLEMING ISLAND, FL 32003-9309

Mortgage

Document Number0000049769
DateOct 7, 2025
Instrument4976/9
Lender
NameTOMO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJan 13, 2017
Property Address1014 CLAY ST, FLEMING ISLAND, FL 32003-9309
Document Number0039341687
Book / Page003934 / 001687
Instrument DateJan 13, 2017
Instrument2154
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2616 COUNTRY SIDE DR FLEMING ISLAND FL 320034951, FLEMING ISLAND, FL 32003-4951

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,100.00 (-0.97%)$334,406 (-4.5%) Land $50,000 Building $284,406$334,406 (-4.5%) Land $50,000 Building $284,406
2024$5,150.00 (-7.74%)$350,161 (-12.46%) Land $50,000 Building $300,161$350,161 (-12.46%) Land $50,000 Building $300,161
2023$5,582.00 (+19.2%)$399,984 (+27.39%) Land $100,000 Building $299,984$399,984 (+27.39%) Land $100,000 Building $299,984
2022$4,683.00$313,982 Land $60,000 Building $253,982$313,982 Land $60,000 Building $253,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number