1014 Cherry Ridge Run, La Grange, KY 40031 Property Records

Oldham County property record for 1014 Cherry Ridge Run, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,089 sqft · built 2004
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Mar 2023)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-33C-02A-33`

Property Details

APN / Parcel Number

Primary APN	`47-33C-02A-33`
Alternative APNs	`60279` `71830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	71830
Street Address	1014 CHERRY RIDGE RUN
City	LA GRANGE
State	KY
Zip	40031-7984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .551AC
Legal Block	SEC 2A
Legal Lot Number	33
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	2
Census Block	2004
Census Tract	30401

Owner

1014 Cherry Ridge Run is owned and occupied by an individual who bought it in March 2023.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage WILSON & MUIR BANK & TRUST CO
Mar 16, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 2, 2022	Deed, Transfer · Commercial Mortgage WILSON & MUIR BANK & TRUST CO
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	723247
Deed Book / Page	D1352 / 237
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984

Mortgage

Document Number	0M2615/280
Date	Feb 8, 2023
Book Page	M2615/280
Instrument	719504

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Nov 1, 2023

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 16, 2023
Property Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Document Number	0D1352/237
Book / Page	D1352 / 237
Map Reference	MB 6 PG 48
Instrument Date	Mar 13, 2023
Instrument	723247
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2152 CRYSTAL DR, LA GRANGE, KY 40031-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984

Mortgage

Document Number	0000723248
Date	Mar 16, 2023
Instrument	723248

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 2, 2022
Property Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Document Number	0D1343/284
Book / Page	D1343 / 284
Map Reference	MB 1 PG 42
Instrument Date	Oct 31, 2022
Instrument	711595
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2152 CRYSTAL DR, 2152, LA GRANGE, KY 40031-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 CRYSTAL DR, LA GRANGE, KY 40031-9354

Mortgage

Document Number	0000711596
Date	Nov 2, 2022
Instrument	711596

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2417/85
Date	May 28, 2020
Book Page	M2417/85
Instrument	575579

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 24, 2018
Property Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984
Document Number	D1199/0217
Book / Page	D1199 / 0217
Map Reference	MB6 PG48
Instrument Date	Aug 22, 2018
Instrument	542855
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 CHERRY RIDGE RUN, 1014, LA GRANGE, KY 40031-7984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984

Mortgage

Document Number	542856
Date	Aug 24, 2018
Instrument	542856

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Cherry Ridge Run was $4,221.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	La Grange City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,221.00	$339,000 Land $40,000 Building $299,000	$339,000 Land $40,000 Building $299,000
2023	$3,337.00	$265,000 Land $35,000 Building $230,000	$265,000 Land $35,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Cherry Ridge Run in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Cherry Ridge Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481
Water Source	Purchased groundwater from OLDHAM COUNTY WATER DISTRICT
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1014 Cherry Ridge Run, La Grange, KY 40031 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry Ridge Run

Nearby Streets

Search Property Records by Address or Parcel Number