1014 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1014 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 2006
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2020)
Tax Bill$1,293 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN1950-42-8554-000

Property Details

APN / Parcel Number

Primary APN1950-42-8554-000
Alternative APN
  • 1815878

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1815878
Street Address1014 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS B 061
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1065
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 FIELDSTONE CT, CHAPEL HILL, NC 27514-9556
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
May 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleJun 28, 2005 · Amount on Record
Deed Document Number2020694780
Deed Book / Page2120 / 289
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 4, 2020
Property Address1014 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Document Number0021200289
Book / Page2120 / 289
Map ReferenceMB 4 PG 53
Instrument DateAug 27, 2020
Instrument694780
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1143 PARKSIDE TRL, 1143, EVANS, GA 30809-5236

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address107 FIELDSTONE CT, CHAPEL HILL, NC 27514-9556

Mortgage

Document Number0000694781
DateSep 4, 2020
Instrument694781
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 15, 2019
Property Address1014 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Document Number0020270731
Book / Page002027 / 000731
Instrument DateSep 26, 2018
Instrument678936
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 SANDLETON WAY EVANS GA 308095449, EVANS, GA 30809-5449

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,500 (-) Land $19,600 Building $350,900
2025$1,293.00$370,500 (-) Land $19,600 Building $350,900
2024$370,500 Land $19,600 Building $350,900
2023$370,500 Land $19,600 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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