1014 Baugher Ave, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1014 Baugher Ave, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1960
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2017 Line of Credit
APN	`0252008000010`

Property Details

APN / Parcel Number

Primary APN	`0252008000010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	134 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Patio Area	249 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1014 BAUGHER AVE
City	CHESAPEAKE
State	VA
Zip	23323-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	1 LOXLEY GARDENS SEC 2
Legal Subdivision	LOXLEY GARDENS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3005
Census Tract	21403

Owner

1014 Baugher Ave is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1014 BAUGHER AVE, CHESAPEAKE, VA 23323-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CHERRYWOOD HOME LOANS
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 7, 2026
Property Address	1014 BAUGHER AVE, CHESAPEAKE, VA 23323-3512
Document Number	0000025782
Book / Page	11029 / 1527
Instrument Date	Oct 6, 2026
Instrument	202625782
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	GEM TITLE LLC, GEM TITLE

Transaction

Amount	Amount on Record
Tax	$13,705.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025783,
Date	Oct 7, 2026
Instrument	202625783

Lender

Name	CHERRYWOOD HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1014 BAUGHER AVE, CHESAPEAKE, VA 23323-3512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9826/70
Date	Aug 25, 2017
Book Page	9826/70
Instrument	170023414

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Baugher Ave was $2,065.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (+5.13%) Land $130,000 Building $85,000	$215,000 (+5.13%) Land $130,000 Building $85,000
2025	$2,065.00	$204,500 Land $120,000 Building $84,500	$204,500 Land $120,000 Building $84,500
2023		$187,600 (+14.11%) Land $100,000 Building $87,600	$187,600 (+14.11%) Land $100,000 Building $87,600
2022		$164,400 Land $85,000 Building $79,400	$164,400 Land $85,000 Building $79,400
2019	$1,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1014 Baugher Ave; there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1991–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Baugher Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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