Mecklenburg County property record for 1014 Andover Rd, Charlotte, NC 28211
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1954 |
| Lot Size | 8.3 acres (361,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,500 (Jan 2019) |
| Tax Bill | $2,217 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-126-63 |
| Primary APN | 181-126-63 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Heated Area |
| 1st Floor Area | 850 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 361,809 sqft (8.3 acres) |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 181-126-63 |
|---|---|
| Street Address | 1014 ANDOVER RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-2340 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R17MF |
| Legal Description | 1014 A2 U/F 42 |
| Legal Subdivision | COTSWOLD HOMES CONDO |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2202 |
1014 Andover Rd, a condominium, is owned by an individual who bought it in January 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4804 STARMOUNT DR, GREENSBORO, NC 27410-5532 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 8, 2018 | Warranty Deed, Transfer · Conventional with PMI GOODMORTGAGE.COM |
| Jan 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on File |
| Deed Sale | Jan 9, 2019 · Amount on File |
| Prior Sale | Mar 8, 2018 · Amount on File |
| Deed Document Number | 0000332183 |
| Deed Book / Page | 33218 / 3 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1014 ANDOVER RD, CHARLOTTE, NC 28211-2340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068260 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 34570/695 |
| Instrument | 2020068260 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 8, 2018 |
| Property Address | 1014 ANDOVER RD, CHARLOTTE, NC 28211-2340 |
| Document Number | 0000027174 |
| Book / Page | 032514 / 000254 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 27174 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1014 ANDOVER RD CHARLOTTE NC 282112340, CHARLOTTE, NC 28211-2340 |
| Document Number | 27175 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 032514/000257 |
| Instrument | 27175 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 9, 2019 |
| Property Address | 1014 ANDOVER RD, CHARLOTTE, NC 28211-2340 |
| Document Number | 0000002741 |
| Book / Page | 33218 / 003 |
| Map Reference | MB 4114 PG 698 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 2019002741 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 470 LIVINGSTON DR, 470, CHARLOTTE, NC 28211-4638 |
| Name | Verified Name |
|---|---|
| Address | 4804 STARMOUNT DR, GREENSBORO, NC 27410-5532 |
| Document Number | 0000002742 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019002742 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 1014 Andover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1014 Andover Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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