1014 Acacia Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 1014 Acacia Ave, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 960 sqft · built 1962
Lot Size0.175 acres (7,650 sqft)
OwnerIndividual Name on Record
Last Sale$312,000 (Apr 2024)
Tax Bill$2,800 (2026)
Deeds & MortgagesApr 2024 Sale
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN185-0225-00530

Property Details

APN / Parcel Number

Primary APN185-0225-00530
Alternative APNs
  • 1032921
  • 1165045

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
Basement Area240 sqft
Finished Basement240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area7,650 sqft (0.175 acres)
Garage Area576 sqft
Deck Area288 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1165045
Street Address1014 ACACIA AVE
CityDULUTH
StateMN
Zip55810-2633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0053 BLOCK:001 SERIAL #
Legal SubdivisionROLLING GREEN DIVISION
Legal Block1
Legal Lot Number53
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group1
Census Block1004
Census Tract10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 ACACIA AVE, DULUTH, MN 55810-2633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUPERIOR SAVINGS BANK
Jun 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUPERIOR SVGS
Jun 26, 2017Grant Deed, Transfer · Conventional Mortgage
SUPERIOR SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleJun 26, 2017 · Amount on Record
Deed Document Number20241078727
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 25, 2024
Property Address1014 ACACIA AVE, DULUTH, MN 55810-2633
Document Number0001078727
Instrument DateApr 19, 2024
Instrument1078727
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,029.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1014 ACACIA AVE, PROCTOR, MN 55810-2633

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1014 ACACIA AVE, DULUTH, MN 55810-2633
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001050391
DateDec 6, 2021
Instrument1050391
Lender
NameSUPERIOR SAVINGS BANK
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2041

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1014 ACACIA AVE, DULUTH, MN 55810-2633
Document Number00T1011742
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1014 ACACIA AVE PROCTOR MN 558102633, PROCTOR, MN 55810-2633

Mortgage

Document Number00T1011742
DateJun 24, 2019
InstrumentT1011742
Lender
NameSUPERIOR SVGS
TypeFederal Savings Bank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 23, 2029

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJun 26, 2017
Property Address1014 ACACIA AVE, DULUTH, MN 55810-2633
Document Number000T986388
Instrument DateJun 21, 2017
InstrumentT986388
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1014 ACACIA AVE PROCTOR MN 558102633, PROCTOR, MN 55810-2633

Mortgage

Document NumberT986389
DateJun 26, 2017
InstrumentT986389
Lender
NameSUPERIOR SVGS
TypeFederal Savings Bank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,800.00 (+14.66%) Homeowner's exemption
2025$2,442.00 (+8.24%) Homeowner's exemption$219,100 (+10.1%) Land $16,800 Building $202,300$219,100 (+10.1%) Land $16,800 Building $202,300
2024$2,256.00$199,000 (+30.49%) Land $16,000 Building $183,000$199,000 (+30.49%) Land $16,000 Building $183,000
2022$152,500 Land $12,000 Building $140,500$152,500 Land $12,000 Building $140,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2012)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

May also be available: Spectrum.

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