1014 5th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1014 5th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,471 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jun 2018)
Tax Bill	$3,106 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.296.0140`

Property Details

APN / Parcel Number

Primary APN	`58.296.0140`

Exterior

Lot Area	9,471 sqft (0.22 acres)

Location & Zoning

Street Address	1014 5TH AVE S
City	MOORHEAD
State	MN
Zip	56560-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HIGHLAND ADD NO 1 SUBDIVISIONCD 58296 LOTS 29 & 30 1
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	HIGHLAND ADD NO 1
Legal Block	1
Legal Lot Number	29
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1134 1ST ST NW, ROCHESTER, MN 55901-6203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Dec 18, 2008
Deed Document Number	2018780312
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	0000663283
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1014 5TH AVE S, MOORHEAD, MN 56560-2827
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816931
Date	Jun 9, 2021
Instrument	816931

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 6, 2018
Property Address	1014 5TH AVE S, MOORHEAD, MN 56560-2827
Document Number	0000780312
Instrument Date	Jun 1, 2018
Instrument	780312
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 1ST ST NW, ROCHESTER, MN 55901-6203

Mortgage

Document Number	0000780313
Date	Jun 6, 2018
Instrument	780313

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00 (+22.57%)	$188,900 (+6.66%) Land $47,900 Building $141,000	$188,900 (+6.66%) Land $47,900 Building $141,000
2025		$177,100 (+12.09%) Land $38,500 Building $138,600	$177,100 (+12.09%) Land $38,500 Building $138,600
2023	$2,534.00	$158,000 Land $35,900 Building $122,100	$158,000 Land $35,900 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	55 (1978–2019)
Claims Outside the SFHA	20 of 55
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 11 claims Flooding, Mar 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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