1014 4th St N, Fargo, ND 58102 Property Records

Cass County property record for 1014 4th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,199 sqft · built 1907
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Aug 2023)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-3280-00210-000`

Property Details

APN / Parcel Number

Primary APN	`01-3280-00210-000`

Interior

Stories	2 Stories
Building Area	1,199 sqft Living Area
1st Floor Area	684 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	140 ft deep x 48 ft wide

Location & Zoning

Street Address	1014 4TH ST N
City	FARGO
State	ND
Zip	58102-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 9 BLOCK: 2 ADDITION: TRUESDELLS 2ND ADDITIONAL: TRUESDELLS 2ND LOT 9 BLK 2
Legal Subdivision	TRUESDELLS 2ND
Legal Block	2
Legal Lot Number	9
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2008
Census Tract	501

Owner

1014 4th St N is owned and occupied by an individual who bought it in August 2023.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 4TH ST N, FARGO, ND 58102-3704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 11, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Document Number	20231695141
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0001167436
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Apr 13, 2026
Property Address	1014 4TH ST N, FARGO, ND 58102-3704
Document Number	0001755973
Instrument Date	Mar 18, 2026
Instrument	20261755973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 4TH ST N, FARGO, ND 58102-3704

Mortgage

Document Number	0001755973,
Date	Apr 13, 2026
Instrument	20261755973

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 11, 2023
Property Address	1014 4TH ST N, FARGO, ND 58102-3704
Document Number	0001695141
Instrument Date	Aug 10, 2023
Instrument	1695141
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 4TH ST N, FARGO, ND 58102-3704

Mortgage

Document Number	0001695142
Date	Aug 11, 2023
Instrument	1695142

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1014 4th St N was $2,200.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00	$113,050 Land $19,600 Building $93,450	$226,100 Land $39,200 Building $186,900
2023	$3,620.00 (+7.1%)	$107,000 (+11%) Land $18,450 Building $88,550	$214,000 (+11%) Land $36,900 Building $177,100
2022	$3,380.00	$96,400 Land $18,450 Building $77,950	$192,800 Land $36,900 Building $155,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 4th St N in Zone X, an area of moderate flood risk, though there have been 104 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	104 (1978–2019)
Claims Outside the SFHA	59 of 104
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Mar 2009 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 4th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Otter Tail Telecom.

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