1014 2nd Ave NE, Waverly, IA 50677 Property Records

Bremer County property record for 1014 2nd Ave NE, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,262 sqft · built 1956
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2011)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-228-014`

Property Details

APN / Parcel Number

Primary APN	`09-02-228-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,262 sqft Living Area
Basement Area	1,262 sqft
Finished Basement	550 sqft
Unfinished Basement	687 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1014 2ND AVE NE
City	WAVERLY
State	IA
Zip	50677-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-91-14 CARVER'S FIRST ADD LOT 3
Legal Range	14W
Legal Township	91N
Legal Section	02
Legal Subdivision	CARVER'S 1ST ADD
Legal Lot Number	3
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1012
Census Tract	4100

Owner

1014 2nd Ave NE is owned and occupied by two individuals who bought it in May 2011.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 2ND AVE NE, WAVERLY, IA 50677-2701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2011 · Amount on File
Deed Sale	May 10, 2011 · Amount on File
Deed Document Number	20111720
Prior Transfer Date	Nov 3, 2008
Prior Transfer Doc	0020085025
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 6, 2023
Property Address	1014 2ND AVE NE, WAVERLY, IA 50677-2701
Document Number	0020230879
Instrument Date	Apr 6, 2023
Instrument	20230879
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1014 2ND AVE NE, WAVERLY, IA 50677-2701

Mortgage

Document Number	0020230880
Date	Apr 6, 2023
Instrument	20230880

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1014 2nd Ave NE was $3,946 with a homeowner's exemption, up 6.5% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 (+6.53%) Homeowner's exemption	$238,730 Land $25,610 Building $213,120	$238,730 Land $25,610 Building $213,120
2024	$3,704.00
2023		$212,500 Land $22,410 Building $190,090	$212,500 Land $22,410 Building $190,090
2022	$3,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	46 (1979–2016)
Claims Outside the SFHA	4 of 46
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 2nd Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20