10138 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 10138 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2016)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-31-200-019`

Property Details

APN / Parcel Number

Primary APN	`15-31-200-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,244 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	1,535 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10138 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A POL BEG N 0 DEG 37 MIN 14 SEC E 1260.66 FT FROM E 1/4 COR OF SEC TH N 89 DEG 49 MIN 12 SEC W 410 FT TH N 0 DEG 37 MIN 14
Legal Range	06E
Legal Township	06N
Legal Section	31
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1035
Census Tract	12907

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10138 SHARP RD, SWARTZ CREEK, MI 48473-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit DORT FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2016 · Amount on Record
Deed Sale	Nov 9, 2016 · Amount on Record
Prior Sale	Aug 10, 2000 · Amount on Record
Deed Document Number	201675546
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10138 SHARP RD, SWARTZ CREEK, MI 48473-9155
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10138 SHARP RD, SWARTZ CREEK, MI 48473-9155

Mortgage

Document Number	0000001931
Date	Feb 3, 2026
Instrument	202602030001931

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10138 SHARP RD, SWARTZ CREEK, MI 48473-9155
Document Number	0000010792
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10138 SHARP RD SWARTZ CREEK MI 484739155, SWARTZ CREEK, MI 48473-9155

Mortgage

Document Number	0000010792
Date	Feb 26, 2020
Instrument	10792

Lender

Name	DORT FIN'L CU
Address	ALMA, MI 48801-1635

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (-67.35%) Homeowner's exemption	$152,500 (+24.39%)	$305,000 (+24.39%)
2024	$3,859.00 (+87.33%)
2023		$122,600	$245,200
2016	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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