10138 N Central Rd, Elfrida, AZ 85610 Property Records

Cochise County property record for 10138 N Central Rd, Elfrida, AZ 85610

Property Summary

Property TypeSingle Family Home
Details1,398 sqft · built 1951
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$530 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN403-46-001B

Property Details

APN / Parcel Number

Primary APN403-46-001B
Alternative APN
  • 403-46-001B5

Interior

Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area1,398 sqft

Exterior

Year BuiltBuilt 1951
Exterior MaterialStucco
Construction TypeSteel Frame
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air

Location & Zoning

Account Number403-46-001B5
Street Address10138 N CENTRAL RD
CityELFRIDA
StateAZ
Zip85610-9088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOR OF THE NE4 SEC 28 BY M&B: COM AT THE NE COR OF SAID NE4 SEC 2 8 THN S700' TO TPOB THN W326.70' N47DEG 12MIN W297.50'
JurisdictionCOCHISE AZ
Township / Civil DivisionELFRIDA
Census Block Group2
Census Block2010
Census Tract501

Owner

Source: Cochise County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 18, 2022Deed of Trust, Mortgage · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Aug 25, 2022Special Warranty Deed, Transfer
Aug 19, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 23, 2018Warranty Deed, Transfer
LAWYERS TITLE-RIVERSIDE
Jul 6, 2017Trustee's Deed, Foreclosure
GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022
Deed SaleAug 25, 2022
Prior SaleAug 25, 2022
Deed Document Number0000020303
Last Transfer DateDec 21, 2022
Transfer Doc0000028484
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateDec 21, 2022
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Document Number0000028484
Instrument DateDec 14, 2022
Instrument2022-28484
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088

Mortgage

Document Number0000028485
DateDec 21, 2022
Instrument2022-28485
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088

Mortgage

Document Number0000026390
DateNov 18, 2022
Instrument2022-26390
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOCHISE AZ
Recording DateAug 25, 2022
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Document Number0000020303
Instrument DateAug 23, 2022
Instrument2022-20303
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 636, ELFRIDA, AZ 85610-0636

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCOCHISE AZ
Recording DateAug 19, 2022
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Document Number0000019950
Instrument DateAug 12, 2022
Instrument2022-19950
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateMar 23, 2018
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Document Number0000005186
Instrument DateMar 23, 2018
Instrument5186
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyLAWYERS TITLE-RIVERSIDE

Transaction

AmountAmount Recorded
Tax$21.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address77 W CEDRO DR GREEN VALLEY AZ 856144203, GREEN VALLEY, AZ 85614-4203

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOCHISE AZ
Recording DateJul 6, 2017
Property Address10138 N CENTRAL RD, ELFRIDA, AZ 85610-9088
Document Number0000013169
Instrument DateJun 30, 2017
Instrument13169
Transaction TypeForeclosure
Record UpdatedJul 18, 2017
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictElfrida Elementary District (PK - 08)
Secondary School DistrictValley Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,179 (-2.93%) Land $963 Building $3,216$41,795 (-2.92%) Land $9,632 Building $32,163
2025$530.00 (+6.21%)
2024$4,305 Land $963 Building $3,342$43,052 Land $9,632 Building $33,420
2023$499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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