Hanover County property record for 10138 Cool Spring Rd, Mechanicsville, VA 23116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,150 sqft · built 1947 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Mar 2017) |
| Tax Bill | $2,637 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8707-22-9589 |
| Primary APN | 8707-22-9589 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 1,150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 22,041 sqft (0.506 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10170648 |
|---|---|
| Street Address | 10138 COOL SPRING RD |
| City | MECHANICSVILLE |
| State | VA |
| Zip | 23116-2965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HICKS LOT 1 |
| Legal Subdivision | HICKS |
| Legal Lot Number | 1 |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | CHICKAHOMINY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 320803 |
10138 Cool Spring Rd is owned and occupied by an individual who bought it in March 2017.
Source: Hanover County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Deed Document Number | 201739870 |
| Deed Book / Page | 3169 / 1207 |
| Prior Transfer Date | Mar 28, 2017 |
| Prior Transfer Doc | 31691207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Document Number | 0003430416 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 3430/416 |
| Instrument | 20251028000111250 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0033383127 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 3338/3127 |
| Instrument | 20211213000257360 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31901738 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 3190/1738 |
| Instrument | 20171228000166170 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANOVER VA |
| Recording Date | Mar 31, 2017 |
| Property Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Document Number | 31691207 |
| Book / Page | 3169 / 1207 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 20170331000039870 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | PREFERRED TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10138 COOL SPRING RD, MECHANICSVILLE, VA 23116-2965 |
| Document Number | 20170331000039880 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 20170331000039880 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10138 Cool Spring Rd was $2,637, up 13.9% from the year before.
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,637.00 (+13.86%) | $325,600 (+13.85%) Land $85,100 Building $240,500 | $325,600 (+13.85%) Land $85,100 Building $240,500 |
| 2025 | $2,316.00 | $286,000 Land $85,100 Building $200,900 | $286,000 Land $85,100 Building $200,900 |
| 2023 | $1,965.00 | $242,700 Land $75,100 Building $167,600 | $242,700 Land $75,100 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10138 Cool Spring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10138 Cool Spring Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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