San Bernardino County property record for 10138 Concord Dr, Rancho Cucamonga, CA 91730
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2 ba · 1,122 sqft · built 1985 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $112,000 (Jun 1998) |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0209-431-03-0000 |
| Primary APN | 0209-431-03-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,122 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,840 sqft (0.111 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 135 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10138 CONCORD DR |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91730-4742 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 11915-1 LOT 3 AND INT IN COMMON AREA |
| Legal Subdivision | 11915-1 |
| Legal Tract | 11915-1 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2107 |
10138 Concord Dr, a planned unit development, is owner-occupied and held in a trust since August 2024.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10138 CONCORD DR, RANCHO CUCAMONGA, CA 91730-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1998 · Amount on File |
| Deed Sale | Jun 22, 1998 · Amount on File |
| Prior Sale | Jul 28, 1994 · Amount on File |
| Deed Document Number | 1998237949 |
| Last Transfer Date | Aug 31, 2024 |
| Transfer Doc | 0000237559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 10138 CONCORD DR, RANCHO CUCAMONGA, CA 91730-4742 |
| Document Number | 0000141637 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026141637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 10138 CONCORD DR, RANCHO CUCAMONGA, CA 91730-4742 |
| Document Number | 0000141637, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026141637 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 19, 2020 |
| Property Address | 10138 CONCORD DR, RANCHO CUCAMONGA, CA 91730-4742 |
| Document Number | 0000167457 |
| Map Reference | MB 172 PG 13-15 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020-0167457 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10138 CONCORD DR, RANCHO CUCAMONGA, CA 91730-4742 |
| Document Number | 0000167458 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-0167458 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 10138 Concord Dr was $1,946.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Cucamonga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $179,097 (+2%) Land $38,376 Building $140,721 | |
| 2025 | $1,946.00 Homeowner's exemption | $175,586 Land $37,624 Building $137,962 |
| 2023 | $1,928.00 (-1.23%) | $168,768 Land $36,163 Building $132,605 |
| 2022 | $1,952.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10138 Concord Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–1998) |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10138 Concord Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Inyo Networks, T-Mobile, Ultimate Internet Access, Verizon.
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